At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

I have gains from stocks.. as LTCG. Do I need to file ITR 1 or ITR 2?

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

does anyone use simplefx for crypto? Do you like it ?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

First time building Roth IRA account. Stocks you think I should add?

Anyone else catch Tesla today? After months of no trading and waiting for the right time I had 10 700c I bought Friday at $695 a piece and exited at 4K a piece for a profit of 33K. Time to stay composed and wait for the next high conviction setup

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Feeling a large wash out on TSLA is coming. Up on the week on leaked Musk email relating to deliveries. That number came in today at a beat. Bought todays puts when stock at 1208. Looking for 1150. Profit taking is coming. Don’t follow as risk is high.

Do you have any tips/advise for someone who was laid off recently and early in their career?

Opening for a advisor to join an existing vertical team in Columbia SC.

I have a thing for UX designer girls. They are classy in their artistic style. ❤️ Do we have any here?

Trying to learn how to automate work using python. The specific task I wanna do is using information from a different webstie to create zendesk tickets. Any good resources I can use?
Thank you

Wow this bowl is dead...no one single in La?

Who’s working out Monday morning? 😤😤😤

Hello, i am working as an android developer with 6.5 years of experience. I have cleared all the rounds of interview at paypal India. I am being hired for the core team. Could you suggest How much can I ask for SDE 3 role at paypal ? Any suggestions are welcome.

Thanks

What's the average salary I can ask for for the role of BA4 Risk Regulatory?
YOE: 3

Heard PwC gave $500 to staff for every in-person inventory they performed. Can anyone confirm or deny this?

What impact has the prestige of your school had on your career?

Which is the good budget friendly perfume??

I have premium one from Boss Hugo... I kept it for special occasions 😜😜

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

How long after exposure did you test positive / have symptoms? I heard for omicron the time period is shorter

Any agencies getting more than just the 4th off next week?

Potentially at an all time low - personally, professionally and emotionally. I have to believe that life’s inflection points happen for a reason. There’s a bigger lesson for me around this corner...

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Anyone looking at airline stocks or ETF play?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Saving for a home. Should I save my money in a CD or savings account?

Is BRK-B a buy right now?

Used car prices starting to come down?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Is ARKK still a good ETF to invest in?