Any real estate agents in California have clients looking for a home in Texas? We have homes on the golf course located in the hill country, about 1hr away from Austin. We’re doing builder paid interest rate buy downs

Thoughts on buying shares (via ESPP) of your company even though the stock has been declining?

Just joined industry. I love the company, so I'm thrilled to be here. ESPP was incredible at a company like Accenture, but with the stock price of my current company, I'm just wondering if I should take advantage. The dividend is nice. So if anything, I could treat is as income producing source, if not so much an investment that grows significantly.

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Any tips on taxes for defi? And yes I have to…I transferred from a KYC to my Fantom wallet and have soo many transactions

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Anyone heard of the Select Card?

The worse the news get the higher the stock market goes... it’ll reach all times highs when we’re all unemployed and Jeff Bezos and a few of his buddies are the only one trading

37 / 13 years / 215K / PDX

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

NYC struggles: 1st paycheck to rent, 2nd to pay off credit cards. Almost none for savings. Maybe it's time to rethink my lifestyle of drinks and debauchery ✌️

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Investing from last 1 year.. eSOPs worth 1.2 L and SIPs worth 74k.
6k every month in SIP.
IPO: 3, 2 LIC and 1 Wilmar

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

When submitting your taxes, do you share how much you pay for HOA? Is there a form to fill out or do we get any type of reimbursement for paying HOA?

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

How much have you saved from refinancing your student loan?

People who are single/live alone, how much a week do you spend on groceries, food, and alcohol? I feel like I average around the $100 mark and not sure if that’s reasonable.

Hi everyone, what kind of industries are available for tax? I don’t want to do public accounting anymore. Hours are too long. Thanks!

just got a full time graphic design job. is there any reason why using the work-provided adobe creative cloud account for personal use is a bad idea? like privacy or something? i’m thinking of canceling my personal subscription and saving some money.

What agencies are hiring for junior consumer roles?

I'm on my notice period and my current organization is fine to consider switching my profile to data analyst from testing for retention. Should I go for it or join axtria as analyst?(salary is more in axtria)

Anyone joining Axtria as Analyst in August ? If yes did you recieve joining bonus mentioned in offer letter?( for me no joining bonus)
what is the lockin period for anniversary bonus for me (it is 24months for 2L)

Whereas for many people 50k joining bonus and 12 months lockin for 2 lakh

When I mailed them, they replied they have updated their policies. But again I am noticing people who r joining in aug, getting joining bonus ! What is going on

What is the process of returning laptop to Axtria in WFH scenario?

Has anyone got mail regarding onboarding for 8th Aug ?

Hi all

I am currently working at 13.5 LPA Ctc with 3.7 yoe into analytics and got a offer of 16 Lpa from axtira with senior associate (L3).

Should i accept the offer or negotiate?

Has anyone ever gone through the interview process at Citi for HR roles? I have a question

If you're being told "take your full lunch" (because by law you need to be given a certain amount of lunch depending on how many hours you work) but then you're told, if work's not done you need to stay until it is, and now people don't want to take their full lunches because it means they'll have to stay after work longer, is that coercion a violation of any federal labor laws?

Dear fishes, I'm a product analyst trying to transition into an APM role. Do you guys have any idea what are some of the companies that pay high salary for an APM

Hi guys,

I need an advice/suggestion here. I got an offer from 2 different organisations and choose one among them (Role: Analyst) because of the culture and benefits. And the other offer has a good pay and good designation (Associate Consultant) rather than the one I choose. Now i feel very low due to this decision that I took. I feel like I have settled down for a lower package and a lower designation. Is there anything that I can do in the current organisation that I’ve joined at a week back

Any referrals available for Hartford or a Travelers insurance?

Retail workers: are there any staff shortages where you work? Our store is 5 people short so we are all having to work overtime to make sure shifts are covered. It's exhausting.

Can you sell your used shrm cp books from the learning system? If so where?

Anyone with experience working at Endpoint Closing? Wondering what the culture is like

Hi All

Does Pwc revise an offer if we have another offer in hand?

Anyone knows what is EDX6 department in BOSCH?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Any one knows what’s the easiest way to order a radon test for new construction?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone take the WI Real Estate state exam? Any tips on what to study?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.