At what income level would you say it makes sense to open a CSR credit card?

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I don't think income is a variable that matters, except to the extent it contributes to whether you will be approved or not.

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For the first year, any level. You make more than it costs

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If you can easily spend $4,000 in 3 months without spending money just to get the bonus. It's seriously $1,500 in free travel money (less $150, technically)

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How's it 1500 in free travel money, C1?

The bonus is 100,000 points, which is worth 1.5x when spent on the Chase travel store (flights, cars, hotels).

And the annual fee (due immediately) is offset by an annual travel credit of $300. Hence, the less $150 comment

$1,500 minimum. You can easily get $2,000 if you spend it right.

Hell if you even redeemed it for straight cash in statement credit it would give you $1,000. I'd recommend looking into thepointsguy.com and seeing what he says about using ultimate reward points. Can give you some great value.

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