Best bank for a checking account? Sick of fees, never finding ATMs when needed, etc.

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Posting as :
works at
You are currently posting as works at

What city?

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As long as you don't need to deposit cash frequently, Charles Schwab Investment Checking is the best. No fees, they reimburse ATM fees at ANY ATM in the world, and no foreign transaction fees. You also get interest on your checking! Had em for 6 years...the only catch is that there are no brick and mortar locations. Everything is done electronically (direct deposit, mobile check cashing, etc)

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If you want a good mix of brick and mortar locations and ATMs, go with Chase bank. They have no fees on their vast network of ATMs and have great customer service.

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I would say look to credit unions. I use sf fire and the only requirement is you live or work in sf. They reimburse the first 12 out of network ATM fees a month and have a vast network of co-branches/atms with other credit unions. Easy to deposit through their app, etc

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USAA

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^ USAA is only available to military members and their families.

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CREDIT UNIONS

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USAA, not sure the exact rules for belonging but no one in my immediate family was in the military it was at least 2 generations ago. If you dig I'm sure you can find something.

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BofA, Citi

Mr. Mattress

It was open to all for a bit ...guess they changed it as I'm not military

Chase, you can take pictures of checks to deposit from your phone. I just found out. Had BofA many years ago, will never go back there.

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