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I am 22 without an SO and international travel likely won't be a priority anytime soon. Upgrades and lots of extra miles (for LFO and PTO) would be nice to have
Get the CSR if you're under 5/24 (if you don't know what that is, you're almost assuredly fine). Hyatt if you're confident you won't have issues with property distribution, SPG/Marriott otherwise (prioritize SPG over Marriott until the programs truly fold together). Airline depends on location and travel goals. Do you want upgrades? Do you want international travel (if so, a continent you care more about)? Do you have an SO? Do you care about premium international redemptions?
The biggest deciding factor on your airline will be where you're flying out of. Delta if you're in Atlanta, Detroit, Minneapolis, etc. AA if you're in Dallas, Charlotte, Philly, Chicago. United if you're in Chicago, Houston, Denver. NYC can go either way.
What's your homebase? SA1 has good advice, but don't ignore Southwest, Jetblue or Alaska/Virgin. Southwest and Jetblue are the easiest to redeem on and Alaska miles are gold. It's getting harder as they cut their AA and DL partnerships, but definitely not a bad way to go. You could also credit your flights to an international program, but this means you won't be getting upgrades (but could mean easy lounge access!). And if you want useful miles for domestic redemptions, do what you can to avoid Delta.