Best stocks for the wheel strategy to close out the year and start a new year strong? I need at least 2-3% in premium.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Taking a personal loan of 20k or more will it affect perm (GC) process?

In your opinion which is the best target fund to choose in IRA Roth?

At least Ye is actually selfmade without a million dollar loan from daddy.

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Thoughts on the new Chase Freedom Flex?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Any good books to help get you up to speed on real estate finance matters?

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

so every single major dip the last 4 months have been magnified by the use of leverage. If btc drops “naturally” by 5%, but liquidations are in the billions (which they have been), then that 5% drop turns into 15%. Over leveraged apes are literally screwing it up for all of us more than just themselves. Frustrating but also somewhat positive news that onchain analytics, fundamentals, and general TA are still in play. We’ll see what happens because I don’t think these levered traders will stop

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Analysts seem to like TJX but looking at the long term debt/equity I can’t get comfortable. What am I missing?

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Do you have a financial advisor? If so, what firm did you use?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

I love how "staff training" is the solution to every quality issue that arises. Doesn't seem to work very well

Texas drivers…honest question. Why, why in tf do people just camp in the left lane? I’m talking doing maybe 5 mph over the limit in the left lane when people want to go faster and they can get over?? I can’t always see around and sometimes on hills I can see that one jackass is holding up a line of cars. What gives???

Any recommendations on best way to exit into automotive industry?

5 YOE in strategy and management consulting (M&A, ent transformations, complex delivery, etc.)

Can someone help in understanding the role and expectation for Associate Principal Engineer in nagarro ?
Also whats the difference b/n Associate Principal Engineer and Associate Principal Consultant ?

I wish this bowl were more active. We have a great community here in Detroit. Let’s communicate with each other more often. Maybe we can help each other out?

How to go from Advisory to IFS? Should I do a tour of duty? Particularly interested in HR

If looking into making a move to corporate/start-ups, how would you suggest looking at what’s out there and deciding the areas you’re most interested in?

Hello, Everyone!

I hope you are doing well! What are some other websites where I can find legal job opportunities? I have tried using Robert Half, Adams and Martin, and Indeed, but I have had no luck in finding legal job opportunities.

Thank you so much in advance!

Is anyone on a project that’s upgrading from Oracle cloud financials from R12 to R13?

Someone came in and ordered 60 bacon double cheeseburgers… my crew thought I was kidding. 😅

Be careful of a growing subculture of politics with the new leadership team in place. This is a place where it is more important to get along than to get things done.

I have a coworker who’s a functional alcoholic. I’ve never dealt with a situation like this before so I don’t even know if it’s my place to say something

My manager asked me to help sprint this proposal. I’m out in 6 weeks. How do I kindly tell him to GTFO

Have you seen women wear ties and "masculine"-looking suits to work? Was it accepted by client and team? I've never worn a tie to work, but when I've worn clothing that had a more "masculine" fit either in grad school or some work environments, I've gotten comments and looks, or sometimes asked (or people gossiped) about my orientation. When I wear more "feminine"-looking clothing, I feel more more uncomfortable and awkward. 🤷🏼‍♀️

Does anybody have a good guide or resource they can point to in regards to show clients how to organize their documents for our firm? A lot of time is wasted here going through discovery documents we receive from clients because the docs are disorganized and not annotated - it just becomes a whole scavenger hunt and it’s eating into our time like crazy.

4/4 Thread (General):

Thoughts on XLE as a reopening trade? Or stick to clean energy plays instead

Thoughts on fastly after the big drop? Worth buying?

Any plays on FL (Footlocker) ahead of their earnings report tomorrow?

New to option trading, trying to create a protective put (cont)

What’s the expected impact of the PLTR downgrade by MorganStanley? I want to get in right around $23 but may grab some before it possibly gets there for a long position.

Watch out for $SDGR - Bill Gates backed recent IPO- potential next meme stock . No options yet.

9/8 Thread (General):

Everyone’s so focused on Airbnb and Doordash lol. Nobody’s talking about C3.ai though 👀

We've got to hold on, to what we've got!
It doesn't make a difference if we make it or not!

5/28 Thread (General):

In your opinion, what’s the best hedge / best buy against rising interest rates?

Can we get some initiating coverage to push MGNI over $40 EoW plz

What are some good healthcare/pharmaceutical etfs that you would recommend?

Kicking myself today for not pulling the trigger on the 10 (5/15) ZM put contracts I had typed in on Friday...have spent most of the day frustrated about it, wondering what would have been.

If you’re not buying MGNI, idk what to tell you ... $11->$18.6 in a week and MktCap is still 2.1Bn. P/S is 5, and it has room to grow for a MktCap of 5Bn based on competitors. Just putting that out there

Love that in true form I chose the 1 red meme stock. 😂💎💎💎

What do you guyz think of Bitcoin Cash (BCH) ?