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Barclaycard Arrivals Plus. Amazing service, clear rewards structure, World Elite MC benefits (no country exclusions on car rental CDW), always double rewards.
CSP hands down
Spend money on travel. Even if a card worked out to a 3% rebate for you, annual fees and your low card spend overall won't get you there fast enough. Just bite the bullet and pay for travel while you're young and single and healthy.
Chase sapphire not even a question. Double points on the broadest travel category and instant tranaferss
It seems CSP has annual fee and highest rates though. I mean the category is pretty broad which is helpful, and I don't plan on carrying a balance but having fees sucks
The fee is well worth it. It's waived the first year. You get 50K points for signup and if you get their freedom and ink cards it makes it really a no brainier considering you get 5x on so many good categories throughout the year. The primary rental car insurance is also a huge plus.
I have to spend 4K on it to get 50k points though
If a 4K spend in 90 days is a hurdle, you shouldn't have an expensive rewards card - really.
I mean I just don't spend that much - I like saving money. Maybe you're right - seems like it's a bad deal unless you are a huge spender.
Unless you're gonna redeem for international premium class travel, it's hard to value the miles at better than 2 cents each. You're probably best off with a no-annual-fee cash back card like Quicksilver.
Ahh I figured - I just wanna get into international travel while I'm young single and have a good job
Okay wel thanks for the advice I do appreciate it!!