Can someone explain to my limited brain- 1: why does the fed move interest rates around, how does that help or protect an economy? 2: what is the correlation between the fed’s rate and actual mortgage interest rates?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Do we have tax calculator in tcs

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Paid off my car loan within the same year of buying. I'm debt free now! 😊

How does the housing market work exactly, like, what determines whether prices go up or down?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

If I have a six year old and 150k in a 529, can I say I’m done?

Senior dev working alone in an office, everybody is remote. Thinking of moving to PHX to be fully remote myself, currently in LA. Lower COL. Change to buy house. I like heat. Thoughts? Why? Why not?

Which bank account is better for salary account?

HDFC
Axis

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Openings at Accenture. Microsoft Azure.
Min 2.5 years of experience.
Microsoft Azure Paas,
Microsoft Azure DevOps,
Microsoft Azure Logic Apps,
Microsoft Azure Architecture,
Microsoft Azure Data Services,
Microsoft Azure IoT Services,
Microsoft Azure Kubernetes Services,
Microsoft Azure Analytics Services,
Microsoft Azure Active Directory

What is the maximum percentage of joining bonus Accenture offers?

Hi fishes,

Please help me to fill form 11 in Accenture bgv process.

How to know my previous company comes under exempted or un exempted. ( Which is Capgemini)

Also how to know whether I am a member of pf scheme 1952 or whether I am member of Eps scheme 1995.

Please help. @ Accenture

Hi Fishes,
It's over a month I had applied for a job post at career portal of accenture and still it is showing your application is under evaluation. My job CID no is C7183481. And now I am unable apply for other job openings too. Can anyone help me to apply for job post also and to know about the status of this applied position.

Anyone picked up a strap from Erika’s Originals?

If you are a registered client associate (FAs assistant) how much do you make (breakdown salary & comp), how many YOE and where are you located?

How do you handle it when a direct report reacts negatively during a performance review?

Do you shoe check others at the office?

Lol a client just emailed saying they want to sign a $1.5bn deal (we are sell side) not at some point before or by, but rather ON CHRISTMAS DAY.

What the hell is wrong with people?

Hi peeps!

Has anyone recently joined Boeing India?
How long they take to disburse offer letter after managerial round?

I know it takes some time, but we all are eager after the managerial round to get the OL.

So kindly let me know

What do you see as most attractive exit ops in Europe? In the US, everything is about Tech/FAANG, but it seems way less attractive in Europe (less strategic roles, comp. seems much lower than in the US, very centralized around London/Dublin).

Going to Key West in a few weeks - any recommendations? Have a reservation at Latitudes already and day trip to Dry Tortugas planned

Bachelor party in vegas in september. Estimated 10 attendees. I’m not a groomsman so i’ve been held out of planning but im more of the well traveled attendees so trying to help. Any rec’s on suites/lodging in general for a group this size? Never traveled with such a big group and prices on the strip are insane rn

Hello everyone! I am unable to put the work that I’ve been doing as case studies on a portfolio site, even if password protected. I was thinking about making a slideshow style case study on Figma. Is it better to send it in a PDF format anyway or can a Figma link work?

Are firms willing to clear an experienced hire? This is coming from someone that won't mind sitting in a scif all day.

Currently looking for an outside sales position in Massachusetts.

I have 7 years experience in sales. But I am relocating from North Carolina to Massachusetts.

Would anyone happen to know any great companies hiring?

A majority of my experience is in the logistics and logistics technology side of sales. I’ve been working remotely doing over the phone/ zoom demo sales. But I would love the opportunity to service my clients in person!

Anyone else feeling overwhelmed and burnt out? What are your self-care tips?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Anyone take the WI Real Estate state exam? Any tips on what to study?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Has anyone here used New Western to buy real estate deals?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Hi - any good books recommendations for getting started on real estate investing?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.