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Please help me calculate the in hand salary.

Guys,
Can you pls help me with your experience of joining CitiusTech. I have my joining in next week. I’m looking for WLB, learning opportunities on Cloud, WFH flexibility and on-site. Other options are :
Mindtree
UST
HCL (waiting for my consent for OL)
Birlasoft (waiting for my consent for OL)
All are offering me almost same CTC.
Pls share your opinions.
YOE : ~8
Tech Stack : .Net + Full Stack
Citiustech Healthcare Technologies CitiusTech Birlasoft UST UST Global Mindtree HCL Technologies
Is relocation part of the package? If not that is an extra cost to think of. What part of NJ are you in? Is housing cheaper there than Boston?
I live in Somerset. Barclays is in Whippany and JP Morgan is in Boston. Boston is way more expensive.
I would consider the cost of living from each state to see where you would save the most money. Also to that we spend our whole world scared of trying new things and living in the same location. Relocating is a good thing. I would still check the cost of Living, but I think JP Morgan is bigger than Barclays. The make it or break it is the cost of living and the benefits to each job and what perks you get.
Thank you!