Dear Fishes,
Seeking your advice,

I am looking to save 10 lacks from May 2024 to March 2025(planning to book one home).

Either I can go with FD per month since I require sure shot money at end of april.
I am already investing in SIP MF for long term.

Is it good plan to invest in FD or should I go in with some amount in FD and some amount in lumpsum?
If 2nd then what should be proportion for optimal return and safe.

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