Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Anyone heard of the Select Card?

Aside from the normal baby registry stuff, what are the best financial gifts people can give? For example: savings bond. Can you open a brokerage account to add to? What are some cool smart things you’ve seen or done?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Hello All,

Can anyone please help me here.
I have made my tax payment in July 2022 but yesterday (15 Nov 2022) I receive an email that tax payment is due for assessment year 2022-23

I called to help desk and he advised to raise rectification request from Tax portal and update the challan number. I tried to raise request but need to upload some XML or json file there. I am not sure how to upload or modify that file.

Does anyone know what steps need to follow as I already made my tax payment.

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

What are some good modern/post-pandemic personal finance books you can recommend?

Coin a buy ?

If you could right now, would you buy a house in full cash or invest in the market?

Hi all, got offered a 50k salary in Dublin. What will be my in-hand salary and how much can I save considering m single and willing to share an apartment?

Best wishes to Georgia who is probably gonna be up a lot of the night due to the upcoming tornado warnings

Need info about Bangalore Metro. How is the availability? What is it about the purple line? Do we need metro card? Is it crowded a lot?

Hi Fishes,

Is there a minimum tenure that one has to serve in ZS to ask for office transfers? (within India)

And how often do they get accepted and the general sentiment by the management when one asks for it?

Assuming that my team works from Pune (and i like the job scope) but would like to relocate to Bangalore office (hometown) once the team stabilizes and processes are in place.

Would love to talk with you on DMs if you have any experience similar to this.

TIA!

are single women still going out in chicago?

Any TIPS on “how to not give up on finding a job”. After many final rounds and ZERO offers, I’m on the edge. It’s a horrid feeling to endure and to end it seems.

Does Legato Health Technologies matches counter offer usually ? How many days before its better to ask them before joining?

Tech - Data Science Role

Does Maximum Effort actually hire people? Is it anything like an actual agency or is it mainly just an offshoot of the production company

Seeing a lot of posts about layoffs at EY, but I haven’t heard of any in my office (knock on wood...). Can anyone share what offices and service lines that you’ve heard layoffs (or “performance based separations”) are happening?

What companies have good WLB and decent pay? I know it varies by team/groups, but trying to identify which companies to recruit for

It is only my 2nd year teaching High School. I have a student who is incredibly talented and I would like to help her apply for art scholarships.  Can anyone point me in the right direction?

Are Creative Directors rich?

Looking for a weekend garment/duffle bag combo. Important to me that I can fit 2 pairs of shoes. I’ve narrowed it down to Hook & Albert or Mark & Graham. Any other recommendations?

Best men’s pants for work? Thinking about Bonobos weekday warriors or Lululemons... are any of these on sale?

Who has the best M&A Tax Practice ?

Is cheaper to book flights at the airport, online, or over the phone? Looking to book a flight was a 3-weeks out date

What is a decent annual billable requirement? Also, billing tips are appreciated. For some reason I am really struggling. Am I self sabotaging?!

I am looking for a new job at the end of a long career. I have excellent experience in IP and Supply Chain Management. I've been fortunate to be in a high-paying position in the Los Angeles area and I rarely see comparable positions posted. The comparable positions at my company are filled by one of the big executive search firms. Any recommendations for finding the rare executive-level legal positions or for landing on the radar of the big executive search firms would be much appreciated!

Please help with 11 likes. Thank you

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Anyone know about equitable advisors?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

ICLN or TAN for clean energy long term?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Is now a good time to buy a house?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

How do you decide on max rent based on annual income?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

First 2 years for CSR is about to be over, and I’m looking at the value of the card against the annual fee. Combined with my other cards (Chase Freedom Unlimited & Flex) and deducting the $300 travel fee, the net benefit is $76. Is that enough to justify keeping the card? The lounge access at airports were a nice benefit, never got to use it since my client travel was through Amtrak.

Thoughts on SoFi bank?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?