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Why are you dealing with their insurance company at all? Only insurance company you should be talking to is your own. If other driver was 100% at fault your company will eventually collect from at fault company and reimburse your deductible. Your company will determine if your auto is a total loss or repair and their approved shop will bill to your insurance. Your insurance then subrogates that cost from the at fault parties company.

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If I did that, they would only cover my rental for 3 weeks and the repairs are expected to take 3 months. I am not going to up front the costs for 3 months worth of a rents and then hope for reimbursement 6 months down the road. Trust me, I’ve already been around and around with both insurance companies on this.

I have no idea how that link got in there ha

funny

Was the other party at fault? I may have a referral.

Yes. They were 100% at fault. I was in standstill traffic on 35 and he was on his cell and rammed into me going about 45-50. He took full responsibility

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Request your suggestions.

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