Does anyone have any information on first-time home buyer grants or any grants for buying a home? Or any free money that can be put towards buying a home?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Is it good to invest through fisdom app in mutual fund or suggest better way

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

Fedloan servicing's stopped interest payments until Sept due to CARES. I'm a recent grad with more loans than most. Would you continue manual payments on the principle or invest that money? ~$300/mo.

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

Saving for a home. Should I save my money in a CD or savings account?

HYSA anyone recommends?

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Any book recommendations for learning about investing smart in your 20s?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

Which style home do you prefer and why?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Happy Black History Everyone, let's make this a truly historic month!!

What’s the point of having multiple awards for “craft writing” if your agency only sees you as the translator?  🙄

Any dongle or mobile internet plan can be reimbursed under internet allowance?
Or only internet broadband connection is eligible.
Any idea?
Anyone claiming for jiofi or airtel dongle?

CGI company comes under which tier category.

Is it ok to switch to Big data tech stack like Hadoop, Hive, Python after 7 years of experience from .Net technologies ? Which of the two field is good for long term perspective.

Hi All,  I have two offer on hand.

1. Deloitte USI - Analyst - 7.5 Lpa fixed + 75k variable + 3 lac joining bonus

2. EY India - Associate consultant - 8 Lpa fixed + 1.44 lpa variable + 2 lac joining bonus.

YOE: 1 year and TechStack - microservice development ( python + aws + azure)

Which one would be better to join, considering CTC, benifits and WLB?

I am pursuing MBA +ACCA, currently a graduate with 6LPA .
What should I do to reach double digits in annual package soon?

Any vaccancies in supply chain management / procurement ?

Experience 4.5 years
E2E vendor Management

What is the difference between senior software engineer and delivery senior software engineer in Mphasis?

I am looking for jobs currently I am working as sales and marketing and also I don't have any degree but I am good in basic skills. Pls message me if you have any.@

I got call from NTT data, how is the company, hikes, work culture ? How much i can expect with 7 yoe.

How is NTT overall as a company in terms of wlb and vertical growth etc.
Is it good to consider it against Genpact?

How is ntt data for Guidewire.

Taking a personal loan of 20k or more will it affect perm (GC) process?

WELCOME To BPO Fishes this bowl is created for the agents who work as cse and grade 4 and looking better opportunity. I appreciate if you share your thoughts, background, post and career growth. We are all here to help each other anonymously. Let's do this.

Anyone have any good Italian restaurants? Used to go to merlo on maple but they closed years ago 😞

Anyone know the comp for electronic arts associate development manager?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Thinking about using my VA loan in a few years. Any advice?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Is buying fancy condos with high HOA(>$1k) worth it?

What is the most difficult part of buying a home for the first time?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Any recommendations for buying agents in Massachusetts?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

I'd like to buy, but the market is absolutely atrocious currently

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.