Does anyone have both AMEX Platinum and Chase Sapphire Reserve? I want to get the AMEX as well for the signup bonus and then either cancel after 1 year or downgrade CSR to just the sapphire. Any advice?

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I have both. Amex since 2003 and CSR since inception in 2018 (iirc). I can easily offset the annual fees on both with the benefits, especially when considering travel. I'm a huge Amex fan, never once have I had an issue. They waived my annual fee for 2021 and gave me 80k points. CSR didn't even begin to entertain any kind of retention bonus when I called them. I only have CSR for when Amex isn't accepted. If I needed to choose between the two I'd go with Amex without hesitation.

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Amex were great to me too. CSR person was actually rude!

Yes; get both; cancel the Amex

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I was going to say the same thing as D1. The credits you can get on the Amex plat cover the fee (i.e 120$ in Uber reimbursement, etc)

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Amex Plat always has amazing offers. Like $50 back twice for spending $50 at Best Buy. Same for Home Depot. They had a 10x multiplier for Uber Eats last month and a 9x one for Amazon. The annual fee is high but depending on your spending habits you can easily make it back.

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Thanks for the helpful responses. I rarely use food delivery or Uber rides though... are other benefits still worth it to keep besides the promotion points and reward points while traveling?

Do it, I have both (and the old Ritz-Carlton card) and no regrets. 100k sign up bonus is very uncommon and probably won't happen for a while again. Overall, the CSR is a lot more useful since Amex Plat doesn't have trip delay insurance. I used to only use mine for centurion and delta lounges and now only use it for streaming/cell phone/paypal/uber credits.

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