Does anyone think the whole “just buy the market cause you can never beat it” thing is inherently flawed because you are measuring against the thing you are buying therefore you can never “lose” - all you can do is match?
Like “oh well the market dropped I did all I could!” Feel me? (context: I’m generally pro DCA and broad ETFs, this point just bugs me)

What are your thoughts on Baidu as an investment?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

Didn’t realize crypto had MLK Jr sales too! 🤑💰

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Recommendations for tax filing in Chicago downtown?

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

How did you get started with your personal investing in stocks? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing have been reading and listening to podcasts. Any advice?

Hi Fellow Producers. Thinking of going freelance and making myself available in LA, PDX and NYC. Does anyone know a fair and good daily rate for a Freelance Senior Content Producer in each city?

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

What advice does anyone have for paying off student loans during corona given that interest is not accruing until Oct 1? Pay off loans immediately or put the payments you would regularly make into savings/ earn interest and then pay off in a lump sum in September?

I am having a VTI vs QQQ dilemma. There seems to be a high level of overlap between their holdings. Is there a ratio between the two that I should target? Thoughts?

Cisco

Pros:

- fairly decent place to work (from someone who worked with the Vancouver and San Jose offices). never met a blue badger (permanent employee) who had awful things to say.

- Ashley Goodall (their SVP, Methods & Intelligence) co-authored a brilliant book on leadership and people management called “Nine Lies About Work” that makes me believe they can be an awesome place to work

Cons:

- red badgers had low morale since they’re contract workers and can be terminated at any time

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

Moving to the area for work and was wondering if I live off of the San Bernardino metrolink line, when I bring the train in to Union Station and then transfer to the LA metro system, will I end up ...

ISO 1-2 people to fill a pod for the Deadmou5 drive in show in ATL on 10/29. Message if interested!

I panicked yesterday and sold all of my holding on SPY and VOO for about 100k yesterday. Waiting for re-entry post elections. Holding TQQQ and SQQQ for now. Should I use the fund to get into options? Good time to venture there?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Need Suggestion.

I am the only developer in my team and my manager has assigned me a project in which I need to create a tool from scratch although that is currently running in production build by third party and we don't have access to that code.

I am on notice period and I am 100% sure that project won't be completed before my LWD.

What should I do, I asked him to put some extra team members but he didn't agree, seems like he will add extra team members 2-3 weeks before my LWD.

Switching team internally competing with external candidates. was asking a promotion for next grade midpoint but was ok to accept >=50% hike which i told hiring manager before the process start itself which he said will consider if I'm the one selected.

Attended 5 rounds-- 1 coding, 2 technical, 1 managerial, 1 hr. Now after 2 months telling me I'm the selected one, but offering me just 20% hike and same grade

Any chance for negotiations? Any tips or guidance are appreciated. please help

What is the notice period in tcs during the 3 months probation period?

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

Hi Sharks,

I am looking forward for freelancing based technology work in the area of python development [api, custom scripts , etl , neo4j ,mongodb etc ]

Can you please help with some references you know or any legit platforms , one of the platform i know is turing , if you have more inputs that would be helpful

Hoping to receive a referral to McKinsey or BCG for a generalist consulting or communications focused role. I have over 2 YOE at Deloitte and enjoy market research and strategic communications. Looking to hone in on that passion and make a switch to a more specialized role. Would be happy to send resume and chat to see if there’s a good fit. Thanks so much!

LTI is Hiring for below Oracle - BU positions

Need immediate to 30 days joiners only

Location: Bangalore/Mumbai/Pune/Hyderabad/Chennai

JDE CNC
YOE :4 - 10 Yrs
Skill : CNC

JDE Finance Functional
YOE: 4 - 10 Yrs
Skill : FUNCTIONAL-FINANCE

OCC (Oracle Commerce cloud)
YOE: 4 - 10 Yrs
Skill :OCC

Oracle Flexcube
YOE :4 - 10 Yrs
Skill: FLEXCUBE

Oracle CPQ CLoud
3-5 years of experience in Oracle CPQ Implementation & Support
location - Mumbai

Interested plz DM with job role to apply

Anyone went through I-485 process with EY ? How much time you have after process initiation before birth certificate is absolutely needed ?

Thoughts on states taxing student loan forgiveness as income ? I admit I don’t know much about tax law but I feel like it shouldn’t be considered income unless they’re sending out checks to everyone. 10k off the balance of my loan shouldn’t be considered income.

Anyone work for Alvarez & Marsal? Thoughts on culture and work within PEPI group? Considering leaving D

Would it be out of line during interviews to ask about agency revenue/growth or account health/trends?

Anyone use air table for PM? Looking for pros and cons. Thanks in advance!

Considering moving from BD/Partnerships in tech to Corporate Development. Has anyone here done it? Did you like the switch and do you have any pointers on getting in

For my marriot members. Which cc do yall have for marriot?

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

I am having a VTI vs QQQ dilemma. There seems to be a high level of overlap between their holdings. Is there a ratio between the two that I should target? Thoughts?

GME and AMC are not doing well today 😂

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

Is there any realistic way where tipping in the US goes away and we start to be like other countries (e.g. Europe/Asia)? Raise the price of the food, pay servers a fair wage, no tips? Just a dream 😅

I'm guessing no because businesses will fight hard against this (customers subsidize wages) and certain servers benefit from tipping as well.

Only other thing I can think of is if everyone collectively decides not to ever tip again and it forces business to change. Won't happen though.

If I pay off a HELOC balance in full, is there a chance my lender will close the credit line? I want to pay off my debt (which is subject to a variable interest rate and thus is becoming more expensive to service) with free cash, but I don’t want to lose access to the credit facility.

So, I had put money into savings (~$40k) a few weeks back. I know timing the market isn’t good and stuff, but would it make sense to put some of that into an ETF now? The $40k isn’t part of my emergency fund or anything. I just didn’t know where to park the money.

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Has anyone invested in any of the startup companies on Start Engine? Thinking by about investing in a few.

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

How do people feel about Tesla ? Buy ?

Have about $200k in savings. Should i move them to a high yield savings account? Popular direct or UFB direct quoting 3.7-3.8% which is not bad. Any other ways to grow? I already have quite a bit more in index funds so don’t want to buy into more stocks