I am having a VTI vs QQQ dilemma. There seems to be a high level of overlap between their holdings. Is there a ratio between the two that I should target? Thoughts?

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QQQ is really a subset of VTI. Everything in it is in VTI also. Splitting between the 2 funds is really just a tilt towards the companies traded on NASDAQ. There is no correct ratio. It is just what you want to do

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QQQ is poorly diversified and not a representation of the total US equity market, unlike VTI.

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