Have about $200k in savings. Should i move them to a high yield savings account? Popular direct or UFB direct quoting 3.7-3.8% which is not bad. Any other ways to grow? I already have quite a bit more in index funds so don’t want to buy into more stocks

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Are you saying it is just in checking or a savings account getting nothing now? If so I would get whatever you don’t need out of there soon. I would invest it in a brokerage account now. I would have any emergency fund on a HYSA

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That is what I would do. I am assuming you are already maxing out your tax advantaged accounts

Growing money is not a game or a sport. I hope that you can find solid ways to grow your money. Just letting it grow in a way that you can find. Interest bearing markets and then growth yielding investments. Just letting your money pool and catch and grow. It's a high yielding adventure.

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I would move it to a brokerage. Money markets at Fidelity right now are paying 3.3% or so. You can leave your money in the MM until you are ready and want to invest. In a brokerage MM you won’t have to move it again to buy an ETF or fund where at a bank you would. MM’s at a brokerage aren’t FDIC insured, but are very low risk.

Short term treasuries

What is your intended use of this cash? Down payment on a house? I have about that amount in Marcus right now earning 4% after a referral. I intend to use this cash for a down payment in the next 24 months

No specific intent yet. It just grew over time due to various income streams

Way too much cash on hand. Keep 50k for a rainy day and invest it. I’m being broad because that looks different for everyone but look at S&P 500 index funds. With the market being low now is a great time to buy.

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