Does EY allow after-tax 401K (not Roth) contributions through Fidelity? I just joined the firm and i'm not sure.

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Not going to answer your question, sorry. How do you like EY?

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I like it so far. Coming from KPMG where the company was okay but a lot of broken promises and I lost trust in the leadership. At EY, everyone I've spoken to was proud of the company and believed that the company keeps its promises. That wasn't the case at KPMG. Also EY seems more liberal in investing in training people and other policies that benefit employees.

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Don't know EY policy, but Roth is the after tax version of a 401k

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So for post-tax money, there are two types of 401K - Roth and After-tax. You can google to read about the difference. Only few companies support this feature.

Oh interesting thanks

I don't think so. I read the plan documents and didn't see it and didn't see the option on Fidelity's website either. I wish EY offered it; it's a great way to get tax free gains

I have the Roth 401k but I've never heard of being to do additional after-tax 401k contributions. I'll have to research. To answer your question though, no.

I would ask HR to check. I had to- my office HR person didn't know until I asked. We are capped at 10% of income, though (for the amount above 18k)

Yes, it is an option on Fidelity's site. When you change contribution levels there it will ask for 401k and Roth %s. Super simple

No ey3 that is a different thing. After tax and Roth are not the same thing. Read the post

I've asked this on the Deloitte side, and received about the same response. For all, maximum annual contribution is 54k. That is composed of 18k read/Roth + employee contribution + remaining up to 54k is theoretically allowable as after tax contributuons. The plan features determine whether the extra amount is allowable (after tax contributuons + in-service withdrawals).

Trad/Roth*

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