Does it make sense to purchase a home in this market? Found a deal on a nice townhome in the mid 400ks but skeptical due to high interest rates. Thoughts?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Ways to rack up cc points/miles while buying a home?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

Anyone ever travel w/out credit card, to later find out you don't have enough loot? Is there problems expensing using someone else's cc?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

I want to track my portfolio in USD. E.g if I bought an alt using BTC on 1 Dec and sold on 10 Dec, I want to see the value change in USD. Is there an app that does that? Blockfolio only shows in BTC..

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Any book recommendations for learning about investing smart in your 20s?

Inflation check @9% 🫡

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

What is the *prime* amount of money to bring you happiness?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

Investor’s Business Daily: worthwhile?

Someone I know is hiring for the role of Manager - Social Intelligence at Zee Entertainment. The role is based out of Mumbai, requires an MBA and 3-6 years of experience in Social Listening and Analytics.

DM me if anyone is interested, I can share the detailed JD.

Ladies, did you put on make up before your delivery for photo purposes?

Me 2 months ago: Finally got Hamilton tickets this year! What could go wrong?

😭😭😭😭😭😭

What are the healthiest oils to cook with?

What is your favorite way to review for state testing that doesn’t hyper-focus on cramming things in last minute?

How much should a senior email designer/developer make? I make 77k USD and feel like I’m underpaid. 😕

🚨 Arriving home to Ohare and was approached by a guy offering taxi rides and handing out business cards in terminal 3 baggage claim. DO NOT ACCEPT RIDES FROM PEOPLE OFFERING THEM!!! Whether they ‘can do cash or card,’ don’t buy it - they’ve got you once you’re in the car. Told airport emergency hotline and they are investigating.

Stay safe and don’t get got!!

I’m so new to product marketing- was hired as a subject matter expert. I feel like I’m winging it like 85% of the time. Can anyone recommend resources or somewhere I can look to learn more and get up to speed?

How many of you biglaw associates are on your grind trying to recruit people to earn a big referral bonus? I’m treating it like a side gig. Ironic that my firm does not give associates any kind of origination credit. If they took the same philosophy with business development, I would direct my efforts there too.!

Hi, I am looking to add a lateral practice group, got burned by a recruiter recently. What should I be looking for

Wanting to switch from litigation to in house. What should I make sure I do before I start applying? Do referrals from someone inside a company matter that much when applying? I'm burnt out, I need an escape from billables. Help me out!

Looking for flat/flat mates near an electronic city where I will be shifting in the 1st week of November. If anyone has a vacancy or is interested in joining with me kindly reply in comments

How do you guys do DD on NFTs?

Stopped a fwb situation. But staying away is so hard. 😔

Is there anyone who joined zs recently and facing issue regarding login in virtual desktop or outlook??

Hi Fishes, Recently got offer from Salesforce as an Technical Salesforce Support Engineer. Can you please share what actually it is. I'm from java background YOE 2.

I'm confused which one have to choose one hand I'm holding LTI offer as Java developer.

Looking for New Year’s Eve plans for a couple other than going out to a club... any ideas?

Do you get your mom's flowers for Valentine's day? My mom is single, so I thought it might be a nice gesture

How do you casually date? Recently moved to a new city I didn’t know anyone in, met 2 girls I like and have gone on a few dates with but not sure I like them enough yet to like commit. Is it wrong to go on dates with both until I figure it out? Not sure what to do, getting into relationships makes me feel trapped and unsure for some reason

I don't know who needs to hear this, but it's a bad idea to bite your fingernails if you're already chewing gum.

Reasons to stay in NYC? Kinda feel really sad living here.

What random skills do you possess that can help during the pandemic? I'll go first-

I can make soap, beer and mead from home. Im gonna be drunk and clean!

Any off beat documentaries to recommend? Just watched the Barkley Marathons.

Played Xbox the other day for the first time in several years. I am terrible now, to be fair I wasn't anything special before. I kind of feel like the game has beaten me and I need to buy one just to practice and beat it. Ha ha

I’m currently in internal audit and hate it. I got a job offer to joint another practice within my firm and the work itself sounds very appealing. The only major drawback is 80-100% travel. Thoughts?

Don't mean to be rude. Plz tell me if this is rude. But whats your religion? Assuming it's ok to ask since we're all anon. I'm a non-practicing but was born in a Muslim country. Agnostic maybe?🤷🏻‍♂️

There is no more powerful feeling than holding a draw-4 card in uno

I bought my boyfriend the Valve Index for Christmas. What are some games I should buy him?

Dear Clients,

Stop read-receipting me.

Sincerely,
Annoyed

How is your Valentine’s Day?

I had a sex dream about my senior, but I have a boyfriend. Am I terrible? Has this happen to anyone else?

Why do people not respond to calendar invites? Come on now we can do better🙃

Haven’t seen bf in over 3 months due to COVID. Lately, he’s been pushing to see me but I don’t feel comfortable because he hasn’t been quarantining. He makes it sound like if I’m not willing to go see him might as well breakup. Any advice?

Can I sue a company for posting my address on social media (cont’d)

Any cat owners experience hot spots? My cat has been getting them 2-3 times a year for 2 years now and I'm worried there's an underlying cause