Does setting up a back door Roth warrant a financial advisor? Is there a cheaper way I could pay someone to set it up but then I could handle the investments and avoid ongoing fees?

off-topic:
in office have you seen any girl wear nosepin?

I teach G&T 1st, 2nd, and 3rd grade. We are looking at the cogAT as a one form of ID, but cannot afford to test all of the students. Do you recommend testing some? At this age?

Soi had what seemed like a great interview (like over an hour with 1 person. I have anecdotes about similar work if done in the past that jibed really will with the job, etc) and afterwards I sent s that you email. In the email her said this:

"Nice meeting you too. I enjoyed our discussion. We are considering all options and candidates and will let you know once we are done with our process."

Should I just write this off?

Girlfriend has very obvious high functioning anxiety and body image issues that she admits but thinks she doesn’t need therapy or medication and that reading self-help books will help her. It’s not changing in the last several years and it’s impacting our relationship. Anyone have experience with their SO dealing with untreated anxiety? I know I can’t control her but would like to express my feelings without sending her into a spiral. For context, I’ve been in therapy for 12 months and medicated

A good company to work for on a small scale not much issue

Any OTT recommendations for the weekend?

What are your go to wines for sub $15? Looking for something new to drink this weekend!

Best recruiters for client side roles?

Anyone in transactions advisory at Deloitte, KPMG, PWC or Valuation at Duff & Phelps? Would like to understand the culture there. EY is not working for me.

How do you count years of experience? Lets say you were a web master for 5 years. Then you transitioned into a proper UX role and did that for 5 years. Is that 10 years of experience or 5?

Accenture India Deloitte India Larsen & Toubro Infotech

Hi All, My joining is next Tuesday and these are the offers i hold : LTI (P3 position -30 LPA including 10% variable) Ltd. Deloitte India (Manager - 32 LPA including 12% performance bonus) Accenture ACN (L9 in Business & Technology integration - 33 LPA including 27% )

Skillset - GCP cloud Architect/ GCP Devops & Infra
YOE - 8.7

PLease suggest what I should join wrt to the overall WLB, JOB SECURITY, ANNUAL HIKE and SKILL GROWTH

Is freelancing as a Photographer and Retoucher possible in LA or SF? Is anyone making that happen for themselves?

Any 🐠 here who have left ClearView? How is life? would you have done anything differently at ClearView to set yourself up for a great exit?

Just recently got into consulting after 5 years in industry as an Electrical Engineer but looking for firms that do more energy and infrastructure modernization work. Any firms really known for this?

Hey everyone! Does anyone have a list of top companies in the US that are truly diverse and inclusive. I’m disabled poc and a recent grad as of December 2021 and I’m looking to start applying to other jobs as my current company has not been accommodating at all. TIA!

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Do you count your car as part of your NW on Mint/other trackers?

Sooo AMC.. who’s in?

😂

Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
I’m on a visa in U.S and looking to potentially invest in commercial spaces rather than residential places.
Age:25
T.C: 102K

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments