Fishes,

Please suggest some 5-10 stocks for very long term

I have few in my mind and I want to do a SIP in those please suggest if you came across some good stocks

Trident
RVNL
IRFC
Jayprakash power
Suzlon

Also please suggest what are the factors to consider while finding a good potential stock

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

a very specific question to all Canadians.

Current situation , i need to refund signing bonus which was paid along with 3 days of work at the company, taxes are withheld obviously
When you refund a signing bonus do you
1- refund ALL of it even taxes Withheld ?
2- refund only the amount that was deposited in your account
3- mix between 1 and 2 refund more than was deposited but less than the whole amount ( taxes should be refunded to me next year)

My contract says 2 and they want to do 3 Help

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Do you think someone who owns 200 ETH is financially independent?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

I recently got an offer from Infosys. Just want to check if my cap my pf to 1800 + 1800 ? To the most minimum one

So. I plan to invest $100k new money and I want to know what stocks are looking the best. Esp considering future results from the vaccine...

Why do firms not use vested stock options as incentive in earlier stages of career?

Safest wallets / exchanges for buying VET and safe moon? 😭

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

In case anyone needs help with their Tax returns, please feel free to DM me.

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

Who does your taxes? Need a recommend. Thanks.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

What is the ballpark in-hand salary of a 1 yr. BOC transferring to the US from IN?

How much package can UBS provide for tech skills like Java, spring boot, microservices, Cloud and having 7 years of experience?

Gripe in here about Legal Assistants (more in comments)

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

When is intent to apply? Ready / anxious to start the process! 😬😃

I just finished a big jury trial with a senior partner (SP). There were co-parties w/separate counsel. SP mentally checked out, to the point that co-counsel was asking what SP was doing/if SP was okay. I ended up handling most everything. SP did a few parts but went rogue and did things that were offensive/risky/bad for client. It became clear that SP is not performing like SP used to and may be a liability. Do I tell someone at my firm? Don’t want to offend SP or cause drama, but I’m concerned.

Any recipe book recommendations for making cocktails?😋

I noticed that most (>80%) of the recruiter messages i get on linkedin are for other consulting roles. Any tips for getting more outreach for industry positions?

Advanced degree with 3YOE at a LS boutique

Nobody asked, but here I share the best 5 tools that will ease your job as a community manager:

👉 Canva
👉 Hootsuite
👉 Google Drive
👉 CapCut
👉Qoob Stories

Would you add or change something?

How would you handle not getting a lunch break when you are a salaried employee treating patients for 40 hours a week? I don’t get documentation time either, but all notes are to be completed the same day. Some of us have reached out to HR and we’re told to discuss it with the regional director, but the regional director says we’d have to come in early or leave late to block out a lunch break. My commute is an hour each way, so I’d prefer not to make my day any longer. Advice?

My current position offered me more money. How do I ask the job I just accepted to match?

I currently work in Healthcare as a respiratory therapist for 10 years. I have been at my job, currently, for a little over 5 years. Alongside my bachelors degree I also have a masters degree in healthcare administration. Although, I am happy with my current position as a respiratory therapist, there seems to be not a lot career growth with where the department I currently work in within my healthcare system. I am wondering what doors/opportunities I have if I were to utilize my masters degree?

I am a business development manager in a small biotech incubator. My end goal is to work in commercial, BD or operations within a big pharma/biotech company. What would be best for me:

1) stay in my company to quickly become BD Director and then exit (however my learning opportunities within my current company might be limited)
2) go do consulting for a few years
3) any other recommendations?

Thanks!

Has anyone successfully moved laterally in an org to escape a bad boss? How did you do it and how did you handle any political ramifications? (cont)

What stocks are you adding in this dip.

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

Dow is looking strong for short term. Any views ??

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

How much you made this month?

Nifty reaching ATH but portfolio still at low 🥲