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Pro
Any good gaming ETF ?
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Hi All, I got a job offer from Maersk at Pune location. I have total 10 years and 8 months if work experience and they have offered me JL4. Anybody here can explain job hierarchy at Maersk? Title says senior engineer only. Also, what are the benefits @maersk? In terms of transportation, food, health, gym etc. Also do they provide tax benefits for bills like phone, driver, food coupons etc? Any information would be appreciated. Thanks.Maersk Maersk Management Consulting
Chief
People on Reddit making good use of Analytics 😃
my first job here at ss&c working as associate first it felt good to start but slowly slowly as the work comes up iam not able to adjust as i am not used to this kind of load.i did my mba Finance and joined here.so i need guidance from all you great fishes how do i adapt to heavy load and pressure:)
Is Deloitte / KPMG Firing employees ?
Chief
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Pro
Don't, not recommended.
Reason:
1. I don't understand what will come in 55 lakh in Mumbai ( half bhk or so)
2. You might be getting around a lakh per month. You will end up paying 50k for next 15 years.
Instead rent your home, invest in assets - equity/mf, may be 10/15 yrs down the line once you are married or so, then go for a decent home. Your equity would have given you more return than the increase in house price.
Pro
HRA and home loan are completely different
I honestly appreciate you for the fact that you're taking care of all family expenses and having dreams to build a good life. And you're just 24. But buying a house now and spending more than 50% of your earnings on EMIs for the next few years is not a good idea. There are girls out there who are earning well, taking care of family and having big dreams like you. I hope you find such a girl who can share your life, your family and your expenses as well. Hope you buy a home soon. Trust me, being a girl, I know such girls exist. All the best!
Avoid HomeLoan
For Financial Security : go for Term Insurance of 4-5 CRORE
For Investment : go for SIP mutual Funds. 10k per month in 15 years may cross 1 CR
Atleast 20% income should straightaway go towards investments ( digital gold, SIP, Stocks, crypto ( dicey in current market but good time to take marginal risk now) ) . And it should keep increasing as per annual increments.
Atleast 10% should go on personal well being, entertainment fun masti
50% rent + expenses
Rest can be for your Insurances, NPS, ppf etc
Okay guys, so can I book an under construction property giving 3 lakhs now? And the emi start after 2 years when I get the flat possession. Will this work? Or should I look for a flat after 3 years only?
Also the under construction is a trusted property.
Chief
Yes Business Analyst 1. The EMI which you pay prior to possession can't be considered for tax saving. However you can claim it in some pre-emi section after you get possession. But that too has some limitations
this group for IT not for property
Why we don't have deslike button?
At the end after investing so many years in mutual fund, stock, gold etc.... U are going to invest in property only before certain age...
So why not invest right now.
BTW at which location in Mumbai u r getting flat in 55 lacs which is very cheap according to current Mumbai property rate