Folks, What kind of investor are you ?
Long term
Only Large Cap/Mid Cap/Small Cap
Sector specific
Too diversified
Too Concentrated.
Dividend only investing
Buy and forget ?

Would love to hear from you and we can share our ideas.

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Any REIT ETFs that people like?

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

How much money do you keep in your savings account?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Is QEF inclusion dividend or not? Sometimes, I see QEF inclusion reported on Line 11i and sometimes on Line 6a. I think we can rely on Sec. 1293(c) but I think it’s not foolproof. My hunch is since QEF regime is tailored to treat the PFIC similar to domestic mutual funds, we should not treat the QEF inclusion as dividends. Any help is appreciated.

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Looking to buy my first property by 2024, and I am going to start researching now. What are the initial steps that people would recommend?

For reference I have very little knowledge and am in between air bnb and buying a duplex then renting out the other side. Open to suggestions/what others have had success with.

What percentage of your money do you save, invest, allocate to retirement, & spend?

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Was recently offered a job in Hawaii that would be a much larger role than I currently have (deputy chief architect). The downside is the cost of living is nearly double my current location and I would only be getting a 40% pay increase. Do you think it’s worth giving up quality of life/spending value decrease to accept the larger career and possibly expedite my career progression?

Who are the top consulting firms for each of the type of work in Pharma?

Corporate strategy -
Portfolio + brand level strategy -
Sales & marketing strategy -
R&D strategy -
Transactions / M&A strategy -
Analytics -

Feel free to put more than 1 firm in each category :)

How do I find biotech companies list by amount of cash on hand?

With all that is going on, has anyone seen any positive changes in their organization?

How is S&P Global?.
Pros and cons
Employee benefits and Culture

Thanks in Advance! 😊S&P Global

What is cab facility , like if my shift time is 8 to 4:30 will I get cab from both sides, also same for 12 to 8:30 shift...both sides cab is provided, free of cost.....no amount is deducted from monthly salary ...Right????

All this ghosting reminds me of asking girls to prom

At what point do you feel it is necessary to trademark a product or new tagline?

ZS 🐠, how often are you at the office vs client site? I’m curious because I’ve heard they don’t travel much

Any PT’s needing a job. Currently looking for PT’s at MedStar health

Thoughts on Code and Theory? What’s the creative strategy team like?

What are some good websites to find PhD psychologists in Southern California?

Could someone explain what finance closing process is? I passed CPA and have audit experience but I don’t really understand how industry accounting cycle works :( What does it mean to close the books? Are they referring to 12/31 deadline? Do all JE have to be recorded within this date? How does one close it?

do schools even consider the IR and AWA sections if they dont factor into score?

Anyone from Capgemini Engineering Hamburg??

Cayman islands anyone?

A lot of people here seem to glamorize MANGA positions - good pay, and good WLB. There has to be a catch, right?

Nifty reaching ATH but portfolio still at low 🥲

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

How much you made this month?

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

What stocks are you adding in this dip.