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Invest: as much as I need to meet my goals
Retirement: Same
Spend: as much as I want to make me happy
Always saved 50%, invest 10-20%, Retirement 5-10%, Spend the rest
So, right now I “save” 52%. It goes to investments and paying down debt aggressively.
Retirement is 20%
Don’t know the other numbers off the top of my head.
As % of gross salary:
- 12% to 401k
- 20% to high yield savings or 1-2 year CDs
Make $120k living in Chicago
Monthly:
- 13% goes to 401K
- 2% to low interest debt
- 5% investing
- 9% savings (house deposit)