What percentage of your money do you save, invest, allocate to retirement, & spend?

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Invest: as much as I need to meet my goals
Retirement: Same
Spend: as much as I want to make me happy

Always saved 50%, invest 10-20%, Retirement 5-10%, Spend the rest

So, right now I “save” 52%. It goes to investments and paying down debt aggressively.

Retirement is 20%

Don’t know the other numbers off the top of my head.

As % of gross salary:
- 12% to 401k
- 20% to high yield savings or 1-2 year CDs

Make $120k living in Chicago

Monthly:

- 13% goes to 401K
- 2% to low interest debt
- 5% investing
- 9% savings (house deposit)

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