For those of you who have the Amex Black: how is your utilization reported on your credit report?

Is there any reason to NOT max out a 401k? I’m 23 and will contribute about $10K this year ($86k salary at ~11.5%). Does it make sense to max it out? I don’t have any large upcoming milestone expenses except maybe going back to school in 2-3 years, but not for certain yet.

Quick question - I have an offer from Accenture consulting. I am on dependant visa here in US. What happens in case my extension gets denied? Is Accenture flexible to support my relocation to my home country . Accenture does have a presence there.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

How do I invest in ETHOS?

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

<$10 stocks to buy now ?

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Need advise ,
I have my Dropbox appointment for H1b stamping .
I have taken PTO for 3 weeks but Chennai consulate is taking about 6 weeks to complete . My question is should I apply for PTO for another 3 weeks or should I take LOA (no sure if I’m allowed to take on H1B visa)

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

Ever since Risk Assurance busy season ended, I feel like I’ve been kind of coasting. I’m still getting all my work done but my utilization is slipping. With CRTs coming up, how worried should I be?

Constantly thinking why I chose US to study and have worked here for several years. Visa is such an issue for long term career move. Might have choose Canada or Australia...

Is it bad to be over-utilized? I just did the math and I could charge zero hours this week and take a 3 week vacation after and still be 100% utilized? Is that abnormal?

Has anyone been told they need 25% down for a vacation home?

Want to buy a house in bay area? Is this a good time? Thoughts?

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

after receiving the portal link to accept the offer letter, what is the deadline to I accept it?

Anyone working in Adani Digital Labs?
What should be the ideal package for Sitecore Sr. Architect/Architect in Adani Digital Labs?

Thanks in Advance

Hi all. I can't help but feel that my current 'Digital Managing Partner' job title is a little too niche when it comes to LinkedIn job/resume keyword relevance, particularly outside of a media agency environment. However, a 'Digital Director' title feels too junior and 'Managing Director' maybe a little more senior. Any logical suggestions please? Thanks

Some companies just aren’t built to have in-house creative teams. I know because I landed at one.

Have been having really stressful and vivid dreams since quarantine started. A few dreams have even been insanely disturbing. I’m on Zoloft & Wellbutrin. Therapist thinks it’s not related to the meds. Anyone else experience this and got through it? CONT’D

Hi Fishes- I have an offer from Deloitte for Bangalore location and Coforge has matched the same and joining location is Greater Noida which is near to my city and Bangalore is too far. Should I accept the coforge offer or join Deloitte as it's a bigger brand ??

How is coforge bangalore. Is it safe to join as test automation (test Analyst) is job security is there in coforge?

Any feed back is highly appreciated.

Best exit ops from FDD? Currently trying to get out of consulting. Ultimate goal would be to get into a PE shop, but realistically I know the chances are very slim. Anyone have advice for landing something else that is finance driven (I.e. Corp dev, strategic finance, etc)?

Considering a boomerang back to M&A consulting but don't want the 80% travel. What are you all's firm's expectations for travel post-COVID?

Trying to move to DC Nov. 1st and I know no one nor do I know any areas (NYC real estate is too crazy and it’s time for a change). Where should a 25 year old woman live? My job is remote so I want an area that isn’t too closed off so I have an easier time meeting people. Additionally, any advice in that department is welcome! Budget 1500 for a studio.

Hello Fishes,

Can anybody suggest websites to practice javascript challenges coding questions, from beginner to advanced level.

Your suggestions are much appreciated.

Thanks.

Anyone willing to give a referral to pwc consulting?

Cleared the technical round.I have received an email to submit the docs. But none were called me regarding the salary discussion. Usually how many days it will take to get the feedback

Team Bicep or Team Tricep ? 💪

[and yes you should train both]

Deloitte onboarding E-mail says , it background verification is not complete by target start date , they can postpone the date last minute.
I have 14th march as a start date and I don’t know my background verification status.
I emailed BIONBoarding but no response.
How am I supposed to give notice to my current employer without knowing BGC status ?
Please advise if someone faced this situation.
(P.S. I don’t have any record, just being cautious because I am on H1B/work visa)

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Is everybody earning double NIGHTS with SPG? I had thought the promo was double POINTS but I've been getting double nights 👀

Any marriott hilton fast track promo?? No SPG around where Im traveling

My niece is getting in on the points game. Aside from TPG where should I send her to self educate? Any card recommendations? Her hubby is military so they won’t have to pay fees on most cards. Thanks!

As United Premier Plat, if I make an award booking on an international UA flight using Singapore Airlines points, will I still have the same access to elite benefits like free economy plus seating for me and others traveling with me?

Looking for a Delta rewards card and was going to go with Amex, but internationally Amex isn’t widely accepted and I already have the Gold. I’d like to replace my JetBlue Mastercard with a no foreign transaction fee Delta card (don’t mind a fee for the card). Is there a good Delta non-Amex option? Also, don’t have a card that’s big on travel rewards generally.

I'm just so angry when I wake up after travel and the points aren't updated yet

Best/Quickest way to get United lounge access?

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

If I use chase points to book a flight do I gain points from the airlines I’m flying?

Going to Maldives in January for my honeymoon. Super excited. All on Bonvoy points.

I have a 5 night stay booked at the St-Regis. I am looking for another property to book another 5 night stay. Would you recommend the W, JW, or the Ritz-Carlton

I am stranded in a foreign country, was traveling for personal reasons, because AA cancelled my flight citing weather concerns but is flying other flights at the same time. Is there a way for me to 1. Get an alternate flight that is not painful. 2. Escalate and get compensation? Thank you.

Has anyone held AMEX Bonvoy cards in two separate countries? Would both link to your Bonvoy account?

FYI when redeeming AA points on flights, check out the first class miles saver option. Sometimes it is cheaper than the regular class option

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

Anyone noticing AA taking longer to post miles? Feels like it takes an extra day or two and if not I have to request for missing miles

I am close to gold on Delta and can get just over it. Or I can stay under 50k and roll over MQMs to get to gold early next year. Would both options give me gold status only through Jan 2020?

Any Delta Airline status challenges for 2018?

Any star alliance status match delta platinum?