for those with both Chase Sapphire Reserve and Amex Platinum, how do you plan your purchases to maximize return?

Posting as :
works at
You are currently posting as works at

It’s a pain in the ass with the Amex, but I subsidize it with all the major perks like FHR credit, IAG airline discount and time to time my purchases line up with their offers, I.e spend x get y back. Otherwise, it’s really only used when I know it makes sense. Reserve I pretty much use for flights since the travel insurance is better and with the freedom I can up my 1.5% return to 2.25% return on pay yourself back or flights etc.

like

Lol ok I’m doing the same with CSR/CFU and thought there must be a better way. I’m generally disappointed in AmEx rewards besides the lounge access

The only reason I’ve kept my Amex Platinum is due to the delta lounge access. I use my Reserve and Freedom for everything else

like

Wait but Amex Platinum gets 5x points on flights to transfer directly back to Delta. If flying Delta or one of their partner airlines it seems 5x > 3x

Why 😂

like

Because we can

like

Used to before downgrading Platinum. Unless you’re booking travel through AmEx, Chase gets better points for just about everything. I use CSR for dining/travel and Freedom Unlimited for everything else, then transfer points.

If you’re committing to AmEx, use the Gold or a no fee card for most purchases. The main benefit of Platinum is the insane perks, but by no means should you be using a card that gets 1pt/$ for purchases when so many cards have higher returns.

like

Related Posts

Does anybody have a referral link for Amex Platinum? - has to be UK based

like

Hi USI 🐟
First 3 years on my H1B visa are expiring in Sep this year. No one has reached out to me regarding extension filing.
Does anyone know what the process is, whom shall I reach out to get this process started??

like

Is it typical for UK companies not to cover the cost of visa sponsorship and to assume that the international applicant knows that they will have to fund the process themselves without telling them?

like

Hi Fisher ,
Can anyone guide me or provide the link for how to get job visa for UK or Europe from India, as I am getting job opportunities in UK but they are asking work visa for UK as the company where I am applying are not eager to sponsor my visa?

like

With House Tax + HOA + Maintenance + Home Insurance + Security System + 4% mortgage, is it even worth buying a home especially at these levels? (NY/NJ area)

like

I have a 401k still in the Deloitte plan. What are your thoughts of rolling it into my current 401k or leaving it where it is?

like

Just hit $100k NW today and it’s pretty exciting for me. I was at -$50k (student loans) before graduation in May 2019.
No crazy luck in crypto or investments. Just basic saving, 401k, ESPP and low expenses. Next step is to start investing by myself and taking some risks!!!

TC: $82.5k

Post Photo
likeuplifting

Hi EY people…who is the 401k provider for you? Vanguard?

like

Monday Wordle :

Wordle 401 5/6

⬛🟨⬛⬛🟩
⬛🟨⬛🟨🟩
⬛🟩🟩⬛🟩
⬛🟩🟩🟩🟩
🟩🟩🟩🟩🟩

like

Hi fishes,

Trust everyone is well !
I'm actively looking for a suitable opportunity ( Senior QA Automation Tester) in Singapore which can provide Visa sponsorship as well.
By any chance, does anyone have references in Singapore? I would be available immediately to join the organisation.

References will play an important role in the case of Foreigners in Singapore.
Thanks in advance.

like

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

like

What might be the ripple effect in real estate? When is a good time to get in?

like

I was thinking that the rise of driverless cars could mean no more car chase movies. Robots not only taking our jobs but also our movie plots

like

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

likefunny

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

like

Has anyone faced 221G during USA H1B visa process?

What are roles and responsibilities of staff engineer at visa inc

like

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

like

Anyone relocate to the bay area with h1 visa and can offer some advice ? Looking to find a local startup that can sponsor my application. Is this rare for startups ? Any tips on appropriate job sites and forums would be great :)

like

I’m 32. I have $80k saved. $40k currently invested. Then ~$50-60k in 401k. My plan was to save for a house, but prices have skyrocketed. As life returns to normal...I need to now move out from my parents’ again. Do I bite the bullet and rent in NYC, or stay and save another 12-18 months and hope to buy something? Full transparency: taxes make it very difficult to buy. It’s not the down payment, it’s the taxes.

like

More Posts

Hi guys I'm looking for new opportunities
I work as an angular developer
Currently serving my notice period
Plz help me or refer me to get a job
My tech stack
Angular+javascript+nodejs+mongodb
Please help
Years of exp:2 years

like

Which agencies are going through layoffs

like

Hi ZSers ZS Associates ,

There's a BTSA ETL Developer job on Linkedin with easy apply option. Any way I could get a referral for it ? Or anyone could share my resume personal with the hiring manager? I can join immediately and map out to all the requirements.

Thank you.

like

If you work at FAANG level company do you get recruiter calls almost daily?
Cause I work in a lower level firm and I don't get calls

Anyone own Loro Piana Summer Walks? What is your review of them?

like

Any really impactful books that have helped you career-wise? Not necessarily consulting focused. In need of guidance and a new book so figured I'd kill two birds with one stone or whatever.

like

Any SAP analytics cloud developer here? Quick query, client wants a column root causes ..now this column is not available in S/4..now the S/4 team is not cooperative enough.

My leads suggested SAC has comments option. However comments are not going to help users either. Because it will not show graphically which root causes contribute the most.

So my question is now, does SAC have an in built excel option which would allow users to enter root causes across materials and then SAC refresh this

Anyone noticed that with aerobic / cardio exercises it gets more difficult to focus? It is like my mind a TV and someone else gets the remote and goes through every channel every 30 seconds or so

like

I work in sales as a coordinator and do a bunch of paperwork with customers online. I LOVE PEOPLE but dread going to work everyday (wfh 3x a week) because the environment is toxic. I just found out that the only positive manager on my team is leaving. I am spiraling. I have a BS in Health Science (no chemistry classes taken and minimal biology education). Where are people happy in their careers? What careers are best for young women with ADHD? Who’s hiring?

like

Sheraton Atlanta Perimeter North - worth it for a confirmed suite as opposed to the nearby Westin? Usually a westin loyalist.

like

Anyone up for speed dating in the comments? 👀 Please no trolling, afterall this is the 30s bowl...
For each of the following describe yourself + the person you're looking for.

1. ASL
2. Something serious/casual
3. Physical description - as detailed or as general as you'd like 🤣
4. Interests/hobbies
5. Personality traits
6. Values
7. Non- negotiables
8. Whatever else....

Let's make some connections!

like

What is with potential employers asking if I have kids? This is the third time this year it’s happened. Doesn’t everyone know it’s illegal, discriminatory, and potentially EXTREMELY insensitive/offensive depending what my experiences may be, which they have no idea?

like

Does it sadden you to see coworkers leaving your firm? If so, how do you cope with it?

like

I’m 9 years in. Currently taking the educational requirement for CFP through American College. I feel like I can’t focus because I am not really learning anything. Any tips to keep eyes on prize?

like

People over 40, what advice (career, financial, relationship) would you give to people in their early 30s? I see people in their 20s asking this for those over 30 so I'm curious 😊

likehelpfulsmart

I’ve 3 years of sales experience in retail ( reached 90k over target) and 2 years of digital marketing experience, I love selling and building connections with people, I want to join a Saas company and work as a SDR but keeping getting rejected due to the fact that I’ve no saas selling experience. I love to learn! Is there any recommended courses or anything I can do to get my foot in the door?

I’m a native English and mandarin speaker based in Dublin, Ireland.

like

Does anyone have any tips for Napa Valley? 🍷🍽🥗

like

Additional Posts in Consulting

What do you do when your PM makes you work until like 10:30 PM every night and calls you all weekend to do things? Is this normal/acceptable? If I wanted to work this much I would have done iBanking.

like

What is the tuition reimbursement benefit like at your company? I’m in Accenture Operation and there’s no such benefits. (Only strategy and CDO have it). Is it typical?

like

Anyone went through I-485 process with EY ? How much time you have after process initiation before birth certificate is absolutely needed ?

like

What firms (consulting and industry) have good medical benefits? (Using BCG's as my baseline for good)

like

BCGers your NYC office makes me pretttty jelly... 😳 can't wait for us to leave 52nd st

like

Any book recommendations for someone who worries way too much about work? Have already read The Subtle Art...looking for other good ones? Specific to consulting would be awesome!

like

More travel tips for a newbie?

like

25 and not sure business is for me. Thinking of going into specialized medicine but don’t want to be naive, as I know it is long and hard, with no financial rewards until late 30s. Thankfully I have the intellect. Any advice?

likefunny

Downsides to Robinhood? $0 trading fees seems to good to be true. What's the catch? aka if it's legit, why wouldn't everyone use it?

like

What if Fishbowl implemented Blockchain ???

like

Recommendations for books and podcasts on business, strategy, management, etc. that have helped your career?

like

Benefits at your firm:
Firm Name | Level/Job title
PTO
Sick Days
Personal days
Maternity leave
Wellness benefit
Phone reimbursement
Monthly mobile plan reimbursement
401k plan
Pension plan

likefunny

Does MBB do market research projects? Or projects involving market research at least?

like

Plural tutoring session anyone? Looking to do as a weekend job. Current target OPs are "Has there been layoffs" and "What's your thoughts" but happy to expand.

like

Looking for some book recommendations :)

like

All these layoffs reminding me that loyalty is dead

like

Any really impactful books that have helped you career-wise? Not necessarily consulting focused. In need of guidance and a new book so figured I'd kill two birds with one stone or whatever.

like

Sheraton Atlanta Perimeter North - worth it for a confirmed suite as opposed to the nearby Westin? Usually a westin loyalist.

like

Does anyone else think the new semi-bordered all caps font on the walls in JFK is totally killer? *guy diverted from LGA who spends lots of time in power point*

like

Suggest a congratulations gift ($150)for SO for a professional achievement. F/28, scientist.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal