Good morning, I start my new role as a full time FSA at a local branch in a couple weeks. Anyone here have any tips? Things to be cautious of, things you wish you knew when you started? Or from anyone in the bank that they wish their FSA did better or things you like that they do? Anything helps, thanks!Merrill Lynch Bank of America

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Any good books to help get you up to speed on real estate finance matters?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

My wife and I are looking to buy a home in Bucktown close to N Western ave at W Armitage Ave. Any one here living in the area and open to tell more about it? Specifically want to know more about:
What is the typical age group here? Is it a good area to start and raise a family? How is the neighborhood? Is it a diverse neighborhood? Also how would you compare this with West town/Wicker park area? Happy to also chat privately or provide more clarity. Home price ~ $650-700k

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

My work office is in philly but i wfh in delaware. Why im i paying for both state taxes as well as philly tax. Is that right or do i need to make some adjustments. Im at PwC currently.

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

SNAP - 5/22 $18p, b/e $16.86

Bought my 911 last year for ~$120k. Only put 4,000 miles on it and seeing online values in the ~$130k range. Am I crazy for considering selling it? She's in perfect condition (even though she's my daily)

My 2022 w-2 has states tax paid in California. But I was living in Illinois. I have paid more taxes per my w2. Do I need to file state tax for both IL and CA?

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

What firms have different levels for admin? Anyone in the Twin Cities looking for admin?

Hello, I have a masters in health informatics management, but not certified. I’m very humble and thankful i have a job but it’s not where i want to be. What careers are best with my degree? I would love to have a career where I’m making decent money, any advice? Open to work from home positions as well!

Anyone hiring graphic design associates? Entry level, US based. Looking for a referral.

Planning on taking another bar exam and moving. When should I start applying for jobs? Coming out of law school I applied all of the year before, but not sure if it’s the same since now I’m practicing?

What do you think about Retention Bonuses? Is it a good or a bad thing? Love to hear your thoughts on this.

Hi, I am serving notice period and almost 38 days left. My current CTC is 4.25 with 2.6 years experience as front end developer (React). How much CTC should I expect..? I managed to get 10.5 as of now.

I’ve been working for my State Farm agency as a team member for 2 years. I am licensed in property and casualty as well as life and health, but only make $13 an hour. I technically can make bonuses but I’m not supposed to dig into a sale and I have to send it to a sales rep (I am service and retention mostly). My boss also has me running a retired agents office until a new one is chosen (its an hour away with no pay increase or mileage pay). Also, no benefits! Should I start job searching?

I am looking to work for a bank or financial institution in the US with presence in Latin America, I know about Citi and JPM any other?

What are my chances in IT if I join HPE now? I heard they use mostly legacy tools and tools limited to HPE only. Does it affect my job search in future?

@cisco @vmware @HPE

When we are going to receive the appraisal for Non-IT team

Were you ever thrown under the bus by your boss? How did you deal with it?\

Hi fishes..

I have an offer of 16L my current ctc is 12 my company is saying wait for next hike cycle will offer u above 16L or 20L( which i asked) what is the best should i stay back or shift?

Hello All,

Can anyone refer me in active directory domain.
I'm already serving my notice period with a week left. Ready to join immediate.


Thanks

Anyone in A&M’s Healthcare Industry Group willing to chat? I have a few questions around work, culture, and compensation.

Hi all,
Please help me with referrals for Investment Banks like Morgan Stanley, Goldman Sachs, JP Morgan. I have 3+ years of experience. DM or comment to connect. Thanks!

What is the difference between a MERRILL Lynch Wealth Management Advisor, Senior Financial Advisor and FA? I know it has to do with production but what is the break down?

Anybody here that works in NYC office? I’m visiting the office next month as selected by my university and would love to meet some of you and grab coffee/chat

Any advice for an extremely young, incoming Merrill FSA?

I’m a WMCA that has been with Merrill 2 1/2 years and my current team 2 years and have never had a raise despite positive annual reviews. Fully paid by FA’s. Is this normal?

Gonna be starting an MFSA role here soon. I know there’s 10 weeks of training but how do you recommend I better prepare outside of training to excel in this role?

Hey guys,
I’m looking at the Bank Of America Market Financial Center Manager role. Trying to figure out the salary range for this role and online research is giving me a wide range for this role. I have my MBA (non-Target school) with 3+ years in management (2 plus years in management in the banking/finance industry). What salary range should I be expecting? Thank you in advance.

Any ML CAs out there who have transitioned (or are currently transitioning) to IA/EGP roles?

Will be starting the wealth management banking specialist (international) role pretty soon. :) What type of growth opportunities can I see going from there?

Any of you worried about the changes to comp coming in the new year?

I’m an FA at ML, been in the role for 1 year and 8 months, but have 23 years of industry experience. Quarterly, I have a performance review call with my Market Executive and until today never heard anything negative… my growth is slower than I’d like and definitely I’m sure that’s why, but today he said last time “they” wanted to give me a letter of education and he talked “them” out of it. First of all, who is “they” / “them” and what would the letter of education be for? Any thoughts?

I’m work Operations for ML and am looking at Investment Banking roles at ML in New York, any advice when applying that could help me?

What is the salary range for a practice management consultant?

How much does a Merrill performance coach make? Band 4

Does anyone know how does the supplemental income work for new CAs?

Does ML urine test?

Any Financial Solutions Advisors out there? What is the pay like and how do you like your job?
I currently work as an Investment Solutions Rep at Fidelity making $55k plus about $12-15k in bonuses. A recruiter reached out about the FSA position and it sounds like a sizeable raise, but is it an enjoyable position? What exactly do you do? How difficult are the metrics?

Recently started my role as a Wealth Management Specialist, does anyone have any tips or insight on what I should do to make the most out of my role? What are ways to go above and beyond in order to make the most compensation?

Soooo what do we think about the new ADP program?