Got a new credit card. Have 0%APR for a year. Do I understand correctly that this means I can spend up to cc limit this year and only pay it off in 12 months? I.e. free loan for 30k if that’s my limit

If I hold dividend paying stocks and index funds in a taxable brokerage and don’t sell any assets. Do I have to pay taxes on the dividend distributions come tax season?

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Totally, new to cryptos and thing of buying partial BTC. Someone told me BTC sell is hard and different from stocks. Is it easy to sell ? Is there a thing like someone should be there to buy a BTC in order for me to sell? Can anyone pls explain crypto trading?

How likely is this stock market rally to persist? Are any of you buying currently, or just waiting and holding on to cash?

Has anyone had experience travelling to the US from the Schengen area, while on OPT. I understand that students on an F1 visa are allowed to re-enter, but It’s unclear what happens for students on OPT (not in college anymore)

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

The longer I do this job, the more I want to accept a tech job... no travel, same / better pay, no annoying clients...

Any suggestions for best credit card for wedding expenses. Planning for wedding in India. We have the following cards
1. Amex Plat
2. CSP
3. BofA
4. Discover
Not her of us have the card the other person has.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Question fellow fishes: How long do we actually think fintech is going to dominate? When it comes to substantial wealth, security outweighs convenience. Seems to me like people reach an upper limit with fintech apps before switching over to traditional banks and firms. What say you?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Recently moved to the US and will open a trading account. Which platform would you recommend? Looking for simple interface, low fees and promotion if available. Planning to trade semi-frequently (every second week / monthly) and invest 15k as a start.

Porsche IPO worth buying now amid market and economy turbulence?

Best book(s) to get started in real estate investing?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Best resource to learn about the energy generation world and trading? Would appreciate some courses, books, or leads.

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

What are some good HYSAs right now??? What rate are they at??

Anyone have experience with the Financial Advisors from Personal Capital? How was your experience?

Do you guys ever do message platforms / message maps? If so, how do you approach it? Is there a specific template you use?

Looking to connect with someone in a Supplier Compliance Manager role. What does your day-to-day look like? Favorite thing about your job? Worst thing about your job? Skills that are beneficial to touch-up on?

What are thoughts on leaving in January?

2nd year insurance defence associate wanting to transition out. Have considered doing different areas of litigation, but would ideally like to move to in-house work. How (un)likely is this to happen without transactional or employment experience? Any practical advice for how to market my experiences or make the transition?

In automotive domain which one should I prefer as per trending technology and future scope:
1. Autosar
2.Module based design ( MBD)

Hey Dallas 🐠! I'm planning to move to a 2B/2B in Downtown-Uptown area (75204) at the end of March and looking for another professional roommate to share it with. Let me know if anyone's interested!

I love this bowl, even though there aren’t many of y’all posting. ☺️🥰

Anyone refer for java 6 years experience for ford? Lwd 22 aug

Hi Fishes,


Could anyone please provide me referral for Business Analyst in Reliance Jio.

TIA

Hey fishies! Been a GVP consultant for 3.5 years now, hard work, tough “in trouble” clients, and just haven’t had the chance to work with a team long term! Been in the industry a while, current Head of DSPV and looking to jump back into FT work. Non-MD so it’s hard to find companies that will hire me even though I teach in grad school and headed for my PhD. Any thoughts? Openings?

Do you tell your boss you’re going through a breakup? I’m phoning it in and obviously going to be camera off for awhile.

Hi, what is an entry level salary, or what would be a fair pay for someone starting in a Cyber security consultant role, without any experience in the field, with a Comptia A+ certificate and getting training on the new job? Thank you

What is a good salary range for a Principal UX Designer with 15+ years of experience working in either Finance, Tech or Media industry in NYC?

Best consulting firms for PE work (CDD,Value Creation)? Looking for the best firm for exit ops to PE ops eventually. Thanks!

Can someone tell me what happened at Olive? Interested in the company, but I see many people on LinkedIn who worked there and then left after a short time. Were there layoffs?

Welcome, all! Thanks for joining our amazing group for those advisors looking to cash in on their great book of business and those looking to take over their book.

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Best robo advisors and why?

Have roth ira account with fidelity which doesn't allow me to buy crypto coins. What other platform can I roll it over to for investing in crypto

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

Is $4,500/month too much for mortgage (taxes, insurance, HOA incl) for HHI of $190K? If yes, what should be the max per month?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Been living with my parents for a year to save money. We Get along well and have few issues. However I feel like I am not enjoying my 20s because I don’t want to put my parents at risk (I am responsible with covid, barely go out). Do you think it is worth it to move out and pay rent even though things are not normal anymore or should I just stay and save and invest knowing things go back to normal soon?

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

If I make $120k base and have 50k for down payment, what should the house price be?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

My husband and I want to buy a condo in Chicago in a year. We are close to having a down payment plus closing and emergency funds in a HYSA but are still a 8 months to a year away from buying. I feel like we are losing money by keeping it in cash but it is the safest option. Is that true?

Are Vanguard target funds good options to invest my 401k money in?

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!