Has anyone been not eligible for the Amex welcome offer (sign up bonus) and gotten that reversed? I keep trying to apply for the gold or platinum card but for the last 3 months get a pop up saying I’m not eligible (probably because I closed my only Amex a year ago). Any advice? Have $6000 in wedding spend coming up and want to get a sign up bonus out of it

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

At what point do you start paying taxes on your side hustle?

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

Is it possible to buy a new luxury German sedan car with 30k budget?

** Very Important **

Tax declaration last date is on 15th May 2022.

I would like to know do I have to submit the investment documents now ? Or later in the month of March 2023 ?

Please let me know. Thanks.

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Are you investing today?

Any REIT ETFs that people like?

I’m a newb and trying to actively learn about how to better invest my $. I have about $15K in robinhood right now and have another $70K or so in my savings account that I would like to invest most of. I have my 401K with Vanguard, should I open a new account with them or use a different platform like Charles Schwab? Any advice is appreciated, TIA!

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

Hi. I started a personal finance Instagram account to share financial journey and financial tips. It’s called Her Millennial Money. I would appreciate any feedback or ideas of what to share.

Any good ETFs to invest Roth into?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Hi fishes, I need some guidance.

I am currently into the SAP Security domain and I absolutely do not have any interest in it. I am planning to shift to development and have started on some courses on my own.

My question is, is there any future prospects in SAP UI5 and Fiori? Since my background is in SAP, I assume it will make a domain switch easier.

Or should I move into the JS-React path since there seems to be a lot of demand? But my worry is about my lack of actual work experience

What do you all think the job market in Canada? I do see a lot of people moving to the states, curious what keep ppl stay?

Does anyone work as a self contracted pharmacist or consultant pharmacist? How did you get your first role? I am working to get my consultant license. Have worked management exp. in retail and have worked as a contract pharmacist for IHS. Any advice would be wonderful.

My probation has been increased by 3 months. Honestly, idk the reason because I have worked so well in these months. Like seriously 🙄 Are there chances of firing after those 3 months?

Any Paki F from DMV area here? 👀

HELP! 30+ years of teaching Sped and I’m at a loss. 6th grade student in Middle School with Doose syndrome. Prior to MS, the elementary said he never caused problems. Since the 1st day, he is disruptive in class, refuses to work, and is disrespectful. He has a one-on-one para but she is in tears most days because of his behavior. Parents agreed with a behavior plan - he thinks it’s a game. Parents say he is not allowed to be this way at home.

All are saying EY Pune Kalyani Office is very small and like only 140 capacity. Mostly everyone is getting Kalyani Nagar in Offer, there are already 170+ people in this group hopefully they will give wfh or open New office

I know a lot of firms have strong LGBT groups, and I'm definitely not saying it's the same, but any idea how poly people are treated or if you've even seen anyone out about it?

Hi fishes,

I have 2 offers and I am a little confused which one to go for??


IBM- 12LPA fixed, variable not mentioned, role offered- consultant- supply chain
Lowe's - 12L fixed plus 10% variable.
Role- senior demand planner.

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Friend asked to buy my SPG/marriott points. How would that work hypothetically? $0.027/SPG , $0.009/Marriott? (According to Points guy) & transfer to their account?

Platinum AF just posted. First time it’s come in at $695. That’s a losing position for me this year, I think. Anyone have luck getting it back down to $550?

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Is there a way to transfer from Aeroplan to Amex pts?

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Anyone have United GPUs to offload? Looking to purchase two.

Traveling for a wedding this summer and the only SPG location is only available for 1 of 2 nights. Only other good hotel is a Hilton but have no status. How bad is Hilton with not status?

Anyone else impacted by the Hilton Honors system issue where status has been downgraded? Is requesting an upgrade to an executive suite for a personal stay a solid request?

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

Can delta regional upgrade certificates be used anywhere in the US? (i.e, upgrade from economy to delta one JFK-LAX)

Why does Newark close tsa pre lanes? Terrible

Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

JAL or Cathay for premium economy US to Asia (Both 777s)

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Travel noob question. Is status on AA or DL more valuable. Doing a DCA-ATL run for a deployment. AA is bigger in DCA. DL has more ATL flights and more alt travel options. Which FF program is better?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.