Are you investing today?

This is my first recession as a working adult. Is there anything specific one should do to prepare? But ibonds? We typically invest ~$8K a month into a brokerage (already have an emergency fund in actual cash but it’s maybe 2 months cash), but wondering if I should stack a bit more cash?

No worries about job loss or anything in the recession, just trying to see what others investment advice in this time would be.

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

HYSA anyone recommends?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

D 🐠, what was your take home in first year as principal? I assume you all get roughly 350 units and have to finance your buy in. What does that leave for your monthly draw? And after your insurance?

Can anyone here explain the taxes on RSUs. A yearly xxxxx usd on being converted to some amount after selling is fetching a lot less. Feel almost a loooot is getting cut in taxes way more than 30%

Looking to buy a home in Dallas area. Which are the top areas with good hospitals and schools nearby?

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

Anyone looking at airline stocks or ETF play?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

I had my first baby and now work 75%. I'm trying to decide whether to go back full time. I'm happier now, but my husband's in school for 3 more years, and my paycheck doesn't cover our bills. Wwyd?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Do you shoe check others at the office?

Venables Bell, thoughts? Worth considering?

I am in Canada, Band 8 in IBM consulting and received an offer for Senior Manager in Deloitte Advisory at 145K base plus 10k signon. How do you rate this offer?

Hi All,

Recently I cleared the interview process of Oracle and Rakuten India. I have 3 YOE as JAVA Spring Boot Developer and I'm holding an offer of 14 LPA (13 Fixed). How much I can expect/ask from them. Kindly help me with your valuable feedback.

Thanks in advance :)

For writing samples in clerkship applications, can you edit/revise a final work product already submitted to the court? For instance, if there's a typo or something. Can more substantive edits be made to improve the work product?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Anyone interviewing with Simon Kucher for healthcare? Let’s chat!

Data analyst trying to break into data science. Anyone willing to network?

Microsoft Azure
Aws
Developer, administrator, architects

Remote support from india, for USA customer

Anyone from RBS, tech stack Java API?

Got a verbal offer from a big 4 a month ago, discussed salary expectations 3 weeks ago, still no offer letter. Firm has to let me know it should be coming soon. Are these normal timelines?

What is better option GSK Health consumer now Haleon or Stryker with same Package. ?

How how many days you expect to get a Laptop delvry from the day of order from the portal in Oracle?

Do you use or have you used First Command Financial Planning? If so, what’s your experience with them?

What is the salary for technical account manager with 5 YOE

Hello Everyone ☺️

I am planning to move to Randstad for talent coordinator position.
What is the package I could ask for??

How is the Work life balance in Randstad offshore services??

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

After figuring out FI/RE I am less motivated.

What are people thinking for buying a primary home right now?

Fidelity or Vanguard for opening a Roth IRA? I’m new to investments, still learning, and I’m more of a buy & hold / hands-off type!

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Used car prices starting to come down?

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

How do you guys manage your personal finance or budget?

Thoughts on XT?

Anyone part of F45 or close side red franchise opportunity with them ?

What do you think on buying JPM, WFC, C now?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?