Has anyone bought Modal Currency?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Hello NYC fishes. If you pay your fares via OMNY for SBS bus, and there is no ticket to show if fare cops ask you for it. Apple Pay history won’t show up immediately after transaction (Chase), then what do you do?

What are the realistic alternatives to coinbase? Fees seem outrageous.

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

AMZN buy more or hold?

How is the GSAP tech allowance taxed? Bonus or income?

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Best and worst cars you’ve ever owned?

Has anyone thought about retiring right now? How much would it take you realistically to feel financially secure enough to do it? Age 55 and ready to be done.

Does the IRS $61,000 total contribution limit include IRA contributions? Or just 401k (employer, employee before tax or Roth, and after-tax)?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

What you prefer to tell when people ask your income?

I usually prefer in hand salary 😇
As CTC and in hand after tax deduction is too much different.😑

If i say i am earning 45 lakh people are like wow man so nice earning...

If i say i am earning 1.5 lakh per month
People are like baju wala builder bhi itna hi kma leta 😂

Par kaise btayein ise ki baju wala builder 12 lakh tax nhi bhrta par ham bhhrte hain 😥

#Tax payers ki khani unhi ke jubani

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Is it a good time to join Mastercard Pune? How is the WLB?

Just got laid off...I can’t believe it

I know there’s probably a better bowl to post this in but just looking for insights anywhere I can get them. So I’m interviewing with a Senior Director of Product at Apple tomorrow and trying to think of a few good questions to ask at the end that are outside of the typical culture and work life questions. Any tips / suggestions on what you’ve asked in your interviews that have been well received?

What are people's thoughts on Cardano?

There are 3-4 job postings on Barclay’s portal matching my profile.

Can one apply for all at the same time?

If a candidate is not selected, would he be eligible to apply again immediately for another role?

Hi How is Hyderabad LTI work culture and how many rounds of interview for Data science role.

Thanks.

Hi, I got an offer for ETL tester in LTI Delhi. Can any one say how is work life balance and culture of the company. And how is CITI bank client in LTI.

Hi All,
How much should we ask from LTI for 9 YOE?
My HR is pending.

Folks, one doubt..... I was hired as a senior consultant in dec 2021. I did not nominated for grade change till now. Will they automatically consider me for grade change or do I have to expicitely talk about it with PC ? Also if grade is changed, how is the impact on salary considering the parity check ? Right now I am at 25 lakhs with 8.3 years of experience.

Anyone here exit from consulting into HR M&A Role, preferably at tech/fintech? I’d love to connect

BCG vs Deloitte. Could you comment on the work life balance differences between the two in toronto / Canada.

Hello fishes my joining date is 1st August and BGV process not yet started , will it affect my joining date?
I am continuously asking recruiter to do BGV.
please help people as i denied to all 3 offers i have.

Any single females want to grab drinks/dinner in the city?
28M for reference!

In KPMG india salary structure in performance bonus what do you mean by annual target earning and annual maximum potential earning?? How much is the average percentage I can expect ??

Anyone have a test bank for the Azure 900 cert or have any recommendations on how to pass it asap. Also looking into AWS cloud practitioner

Do you guys list things you did on your resume, or just titles & agencies? Been at this for 8 years and feel like each job, while different, had me do the same stuff we all know. Feels redundant?

Has anyone successfully landed a job in Europe as an American Citizen? I’m really looking into moving to London/Amsterdam or Berlin.

Hi Fishes,

I have got offer from CTS and doing pre-onboarding formalities. As part of BGV the are asking to fill HR Manager name and contact numbers. How we can fill that because my previous company is HCL where the HR people are keep changing & @they don't even respond to their employees. Also, we couldn't add their phone number as well. How to proceed with this as this mandated for BGV. Any one please helpout.

How much was your bonus this year?

Isn’t 100k base pay too little at a boutique asset mgmt firm? 4 yrs buy side experience, started at the same firm straight out of college.

I was recently offered a job as a portfolio implementation analyst at a well known hedge fund. What would my career path look like?

Hi all!

Long time lurker, first time poster.

Have a pending application with Citi for a Real Estate Senior Risk Analyst AVP position, anyone have an idea as to what something like this would pay? Location is Buffalo NY area.

Thanks for your insite!

Hi,

I’m approaching YE compensation discussions and was curious to see what folks/the industry are paying for institutional middle-market sales/distribution/business-development roles. I have 3yrs of experience with the same firm and am currently working as a sales analyst for the institutional sales team in NA. I have experience with traditional long only solutions, real estate (primarily value add funds), and a sector specific hedge fund. Any and all feedback is welcome!

How should I pivot to Wealth Management as a Credit Analyst for a commercial bank? I’ve worked as a credit analyst for about a year after graduating in finance last year. I also interned at a wealth management firm while in college. Any advice is appreciated!

Just curious to how my firms (wealth management/bank/trust) comp compares with others out there. I received a promotion earlier this year from an Investment Advisor, AVP to Senior Investment Advisor, VP and moved from $110K to $140K ($130 salary + $10K discretionary bonus) all in. By meeting expectations in 2 pay cycles, the base bumps up to $175K + bonus. Grown in this role over about 10 years with the same firm, MBA + CFA; top 10 city and living comfortably as dual income household.

CAIA or CMT?

I do institutional sales for an asset manager. Am graduating in the fall with an MBA from a top 40 school. Would like a designation but dont want to do the CFA.  Between the CAIA and CMT: which one is more applicable to asset management, and better status/recognition? appreciate any insight

How many annual leave days do you get? (I’m in the UK and a company i’m considering offers 25 days off a year)

I’m in asset management sales and keen to accelerate my learning in alternatives (private equity, private debt, real assets, liquid and semi-liquid alternatives) so I can have more productive discussions with clients. 1) What are some good news platforms to stay updated on alternatives space in Asia? 2) Besides CAIA, any educational platforms to learn more about alternatives?

Working as a summer analyst in private wealth management this summer and just got a return offer at GS. Anyone have any experience with salaries, exit ops, etc. pressured between taking the return and looking for something with more optionality.

Hey guys, so I have competing offers. One at Bank of America for 124, and one at Allspring for 110.

Does anybody work at Allspring? They did not provide any information regarding benefits, 401k match, or any annual bonus structure. I was told, verbally, that the Bank of America bonus is something like 15 to 20%, but nothing in writing.

Just wondering if anyone has any knowledge about compensation structure at Allspring, or any opinions on the culture there. I would be in Charlotte.

Thinking about jumping in with Berkeley's flex option for the evening / weekend MBA.

Thoughts?

Curious what’s a fair salary in MA? Was just told that there is likely not going to be a chance for a raise during my upcoming performance review due to my salary already being “above average for the industry” based on my employer’s questionable research. I’ve been with the company 8.5 years & am the only one in my role, which they can’t operate without. I execute tasks from two investment advisors and two financial planners - they make the decisions of what should happen & I make it happen.

Currently interviewing at JPMorgan in their CIB division for a associate operations role. Have met with 5 people for two different teams and another person for another team, all of which I believe are 3 total open positions for 3 different teams. Any insight on the interview process or how long it takes or any sort of idea to give me on what I could look for that might help me believe I might get an offer? Checked my online application again recently and still says “In Consideration”

Hi everyone, applied for an investment consulting internship few weeks back.
It's a client facing job, but it might come at a later stage of a job, maybe after finishing my internship and getting a job offer.
I'm interested to know what is the must develop skills, must take courses or must read books to get insight, develop the required knowledge and skills for the position. I majored in business management finance and currently preparing for CFA level 1. Thanks in advance ☺️

Hello! I’m gearing up for my year end comp conversation and I’d like to be a better idea of what people are making to ask for a raise. I work for a large asset manager and sell alternative investments (PE, RE, Credit, Infra etc) to RIAs, family offices, and multi family offices. I’m currently an associate, but am hoping to get VP this cycle. Any insight on what your comp looks like and how it’s structured would be super helpful!

Can someone please share the current trends in joining/signing on bonus in Asset management industry.

I have an offer from an Asset Manager in London and it is slightly below my expectations. I want to approach them for a joining bonus but was not sure if it is a thing in asset management.

Also what is a good % to ask for a joining bonus [5%, 10% or 15%] of the base salary

Anyone in a remote equity research or asset management role that they found as a result of working with a recruiter?

If so, what company did you work with?

Does anyone recommend a particular recruitment agency? The local ones by me are not great, I do not want to move though.