Has anyone determined it's best to downgrade from the Chase Sapphire Reserve to the CS Preferred? Why/why not?

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People say they only want the CSR for traveling projects. There's no way you don't spend $300 on gas, taxis, trains, flights in your normal life outside of consulting

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Won't you lose the opportunity to get the 50k preferred promo points?

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If I become local and stop traveling for work then I would switch

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I personally don't think it is worth it thanks to the $300 travel credit, higher earning/redemption rate, and priority pass.

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Yea for the extra $55 annual fee if you can take advantage of the $300 travel credit it's not worth downgrading cause of the higher reward/redemption rate you get with the CSR

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Just cancel. Only reason to downgrade is b/c it's a necessary stop on the way to downgrading to Freedom and you're trying to save a new ding from getting the Freedom.

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@bcg1... why cancel? Always always ALWAYS downgrade to a no fee card (such as freedom or freedom unlimited) if it's available. The large credit line that visa infinite has really boosts credit scores.

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I have dal 19 put 3/27. Loosing money there, should I wait out another day or two or cut my losses now?

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Adverse selection is a huge issue in trading. You never have perfect information and your decision won’t be perfect for the outcome. This usually means you’re too small in winners and too large in losers.

As markets crash we’re seeing something similar. People are ignoring bad outcomes when they should be working that much harder to protect previous gains and find new ideas. Lower traffic in this thread is a symptom of this phenomenon. Don’t quit just as the value of incremental effort ramps.

likeuplifting

If you know of anyone in Amsterdam looking for an Sr/CD Art Director, hit me up.
I'm in US at the moment but I wouldn't need a visa to work there.
Got experience, awards and press
Cheers

what you buying?

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I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

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Booyahh, landed hedge fund number 2 for IPOs.

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Hi,
Is Amex and Amex GBT same?
As a business analyst how is Amex GBT in terms of culture, WLB and projects?

How does first 3 months at JPMorgan Chase look like.
I have been hired as Regulatory Reporting analyst?
Any tips??

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For all of the commercial Guys/Gals out there, how has the property market been treating everyone? Large increases? Tightening terms? Increased deductibles? Have you found a great property market? Feel free to be specific on what markets you work with.

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Considering trading my no date pre-ceramic sub for a modern DJ. Thoughts?

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Hello , I have accepted an offer from a UK firm , they mentioned that they will provide coc form to me and then I have to apply for a visa (they will reimburse the visa cost)
Is this a norm there ?
Do you guys have any experience with applying for a visa ?

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I'm kind of tired about hearing about Robinhood

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Other than Airbnb, what is the best way to find month to month rental options?

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In your opinion which is the best target fund to choose in IRA Roth?

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

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Does AmEx take codility test for hiring? Anyone who can share some insights?

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

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"My wife" and "my husband" .... I don't get it. If we work together everyday, just call them by their actual name when you speak about them 🤔

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Need suggestions: So I joined this bank and I was loaned to a different director in my team due to some long term leave for one of his SMs and audit with my director was deferred. The idea was that I would be involved in Fieldwork and take over reporting part. Issue is that I just despise the way this other Director is working. He would assign a task, and then start following up the very next day. And then after I send the document, he won’t even read that for a day!! Contd in comments

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How many days/weeks are expected from a candidate (Manager+ level) to accept/decline offer?

likeuplifting

Where are you on the chart?

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Hello Team,

GBT team inform to submit the card details for travel and hotel booking. When I am trying to submit the details getting some issue like enter your RSA securid passcode as well as help me how I can login into concure application.

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Hello people, I have 8 years of working experience in non it field although my education throughout is IT related. I want to switch to IT now particularly in abap but since I don't have the relevant experience so what salary range can I expect or should I ask for from my employers of new organization???

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Will I be getting the joining bonus with the first month salary or will I get that after 3 months ? Ps: I joined on 16th august and my first salary is due on 30th September.

I am desperately looking for SDM or Wintel/VMware infra manager role, have 13 YOE , i have ITIL, CSM certified , please help me with the leads, job portal aren't helpful.

Hello All,

How is Blackstone Project in Wipro?
Is it good to join Wipro or Capgemini. Both Final Discussion in progress.

Tech Scrum Master + Delivery Manager
Yoe - 10+

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Guys what is this impact training and bonus at citiustech
I was not offered this impact thing in my offer letter is it only for freshers ?

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Walmart vs Morgan Stanley
I have got an opportunity to work at Walmart Global Tech Bengaluru as a SDE-III for their pharma team. I am only concerned with work life balance at Walmart. Should I consider this offer or stay at Morgan Stanley ? Please suggest.

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FT: Looking for an editorial designer with a background in illustration to work at a startup. About 2-4 experience. DM for details.

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🌟What's Happening Wednesday!🌟 Use this thread to share fun events, shows, concerts, activities, and anything else that's happening around the city this weekend!

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I have three offers
1. Jio -9.5 lpa fixed + 1lpa vp + 1lpa jb
2. Evc Ventures - 11 fixed +3.5lpa vp
3. Unified Cloud -11.5fixed

No 2 and 3 is not MNC.
My LWD is Aug end.
May I know if I can negotiate with jio for counter offer ?

Thanks

My vet told me my dog is pretending to throw up so I can give him extra attention… I can’t believe he trained me to give him attention 😂😂😂😂😂

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Is the military a well-paid career? I’m asking for my future.

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What are reasonable exit opportunities from transaction advisory/fdd? I am considering a position in this but am concerned with getting stuck too far down the road.

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Anyone have any tips on finding great content creators? Ty in advance!

Additional Posts in All things points

Any other 🐠 enjoying this HOT mess at JFK Skyclub? Is there some sort of bake sale on diamonds I missed?

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Does CSR earn 3x points at bars on drinks?

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What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

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Sears may go officially bankrupt tonight. Time to liquidate those SYW points !

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SYW is either dead or caps out at $80

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Is SYW UBER integration dead?

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Worth it to use 300K bonvoy points for over a week in Maui? I keep hoarding these things but trying to plan a Hawaii trip and think now is the time to burn them

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I’m doing some research on frequent travel for a new loyalty concept. Looking for newish analysts/consultants who would be willing to answer a dozen or so questions for a $10 Starbucks gift card.

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WiFi didn't work in a 3 hour flight, no inflight entertainment sets as well, how many miles can I claim?

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I booked basic economy even though I’m platinum on delta using rewards since it was crazy cheap. Does upgrading to regular economy cost a lot? Will there be a cheapest time to move up?

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Anyone have a special platinum Marriott support number or contact person to resolve a lingering issue?

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Surely I’d be a fool to pass on such a lucrative pre-approval, right?

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funnylikehelpful

Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

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Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

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I am short 1140 PQP short to maintain my United status. I have a Turkish airline flight booked, would this be enough to gain the needed PQP? Not sure how to check / calculate. Thanks!

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Does anyone have any tips to maximize miles when getting married? We currently only have one card that is the same. Does it make sense to add her to all of my other cards as an authorized user? Any tips appreciated

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I'm about to start my first travel case. SPG or Accor?

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Does anyone has a United GPU/RPU that is expiring on Jan 31st that I can use?

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What personalized SPG promos did everyone get? Got an email today, looking for a sense of what’s out there

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Hilton 🐠 - what are your favorite properties to redeem points? What’s the best deal you’ve seen? Can be anywhere in the world. Interested in Waldorfs or Conrads that I can’t afford to pay in cash.

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