Has anyone successfully refinanced a non-US student loan (e.g. from Prodigy Finance) in the US? Which company did you use?

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Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

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Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

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Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

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Should I lower my contributions to my 401k and save up for a down payment faster? I want to start having multiple streams of income. Planning on getting a multi-family apartment but not living there since I want to buy a semi-cheaper house so it won’t be in a great area (Chicago). Has anybody done it and regretted buying a house as an investment?

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Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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Rental Housing/Airbnb viability. I have a small portfolio of rental properties on Long Island (NY). I rent them out to long term tenants but there is very little Airbnb activity in this market. I think the yields will increase significantly with an ABNB approach but then again these aren’t sexy locations (in Nassau County) and there isn’t much in terms of attractions that would drive renters to these areas. Summer time yes, winter time not as much. Anyone have any experience in a similar market?

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Are we on recession? My portfolio is super down - low cost ETF investor here

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Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

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**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

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Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

likefunny

How much should I contribute to a 401k?

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1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

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Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

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Thoughts on JETS ETF? Long term hold or sell? I bought in at ~$14 last year

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Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

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On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

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Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

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I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

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I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

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More Posts

What are some examples where you feel included at your organization?

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Lazy Sunday. Any female fish like to chat?

Any recommendation for a therapist around Jersey City/ NYC area? I have called 15 people so far and none of them are taking new clients. This isn't helping my anxiety.

Guys... are they giving location of our choice...specially Chennai and not bangalore..?

Hi can we give interview again in HCL Technologies
They gave me my employee id but as soon as interview started i got internet issue could not give the interview completely

Want to try again once for different profile HCL Technologies

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Hello Fishes
I have an offer with
Société Générale with 5L as variable pay. If i join the company on 1st September, will I be eligible to the variable pay?

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Is this a management consulting role at PWC ?
And what is the expected CTC

Post Photo

Hello all,
How much
Capgemini is offering for 10 years of experience, skill CCM
Consultancy saying max budget is 25lap including variable pay. Role considered as architect.
Please help Capgemini

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Best to Worst in terms of work-life balance: Tech Trans, M&A or Capital Markets? (California if that makes a difference)

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So who's fault is it going to be tomorrow at Turn 1? Max or Lewis?😆

funnylike

I have offers from Deloitte India and IBM Consulting for a role in consulting function. (SAME PACKAGE) IBM Consulting Deloitte India Which one should I go for?

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Currently I am in Deloitte India with(6.5yrs exp) 13Lac WFH Pune hometown
I am interviewing with SAP LABS India how much should I expect for banglore location (hybrid) will need to relocate
Would it be a good decision to relocate as I am staying with my family in pune?

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I have 6.5 years of experience as an Oracle Apps DBA. Kindly let me know if there are any openings in Kolkata - please refer me.

Anyone joined IBM GBS recently... what are the contents in the welcome kit/ goodies?..which brand laptop are they sending?

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Wells Fargo Wellsfargo I am working in oracle and in production support project earning 12 lac... How much i can ask in hr discussion? Experience 7.5 years

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Hi guys, Can someone at Gartner help in sharing my resume directly to the recruiter or hiring manager, I have the job id? @Gartner

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Additional Posts in American Expats

London, 2-year secondment

Has anyone transferred to Switzerland? How was the job search and visa process? I need to move there since my gf needs to move back from a rotation in the US.

Has anyone tried to build credit in a foreign country prior to relocating?

Anyone in Hong Kong/Singapore? Looking for new opportunities in those places

I’m looking to become an expat. Does anyone know of positions hiring with relocation?
About me:
- US citizen
-MBA grad
- Data Visualizations and business intelligence

Is anyone here an expat in New Zealand?

Opportunity to work in Argentina. I have a spouse and two year old. What questions should I be considering before making a decision?

Relocating to work in NYC, and looking for a place to live with an excellent school system. Willing to commute up to 2hrs. Any recommendations (cities, counties, zip codes, etc.) will be much appreciated.

Working abroad or wanting to move?

My fiancé moved abroad for med school. Long distance is hard but I love my job, the work, the people, and the culture. I wish there were roles where you could work abroad. I wish I could work here forever, but I’ll likely need to switch to a firm that allows working abroad at some point to save the marriage. I’m afraid to tell anyone because I want to maximize my time/contribution here. Thoughts? Advice? Does anyone know of good firms that allow abroad work?

Ive been living in the UK for six years and didn’t know I had to file taxes in the USA! 😩 From looking up a few options, it seems to cost circa £500 for each late filing with a tax accountant. Has anyone done it through the Turbotax software? Any advice to get it done cheaply?

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