Has anyone taken a cash out refi to create the Dow payment for a commercial property? If so, how’s it going or did it go?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

Anyone had any luck recently landing a place under $3k?

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

What if someone resigns after declaration of bonus but is not on payroll at the time of disbursement, can he/she expect it in FnF settlement?

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Fish who are in Tax / IF : how is the amount in boxes 12-a and 12-b calculated on the W2?

Decided to payoff my mortgage.

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

Hello Sharks
Off topic: I am planning to buy or book a car by end of this quarter. I can spend upto 20 lacs max. So suggest me a good car.
Also, is it worth spending upto 20 lacs on a car? Why asking because constantly gets feedback from everyone includes friends, family and wife that live your life and don't think much if you can afford. I don't know if i can afford it not. But I am considering one time as well as running cost. My CTC is more than 35 LPA.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Where do you usually buy your clothes? How much do you typically spend in a month?

Anyone out in Philly? 25 M Here

Has anyone done the GARP Financial Risk and Regulation course? Was it educational? Did you do the FRM after?

Hi fishes,
It's my first time in a south city(Hyd). Finding hit hard to survive here. Feeling bored alot. Anyone who wanna hangout with. I'm in Gachibowli. Chai sutta b chalega. As I've no friends here. Finding it hard to interact with people even though I am an extrovert.
I'm at Gachibowli.

Hypothetically, what might happen, if Strat said to fishbowl they needed a virtual hug? Other than CD potentially saying something snarky and mean ...hypothetically only.

Best (non-agency) company to work at in Boston??

Deloitte folks, My H1 transfer is currently being prepare by the lawyer and they suggested recruiter to push back my starting date. Should I assume they will co-operate and adjust my start date?

I have 2.5 years experience in sap basis but I want to switch my career in other company along with sap hana or sap abap technologies.
Can anyone suggest me how can I switch my career in those technology?

Hi Tax Fishes,

Anyone can refer me to Deloitte for A2 M&A Tax Role?

Many thanks in advance 👏🏻

Im thinking of creating a Vegan/Plant Based Group. Is that something anyone here would be interested in?

Any tips for moving up in a medium/large-sized legal department, aside from switching companies? I work in a collegial environment with plenty of opportunities to create more value, but the management level is fairly crowded and it seems the clearest path to get one of those roles is to be hired into it. What has been your experience? Thanks!

Recently offered Manager role at Deloitte UK with total comp of 86.7k and M4 as Grade.. Do you guys think it's a good offer? Moving to Deloitte UK from Deloitte US with spouse and 2 kids

Hello Fishes

How is the WLB, annual hike, work culture in MasterCard?
Role- Middleware

I have a phone call with Havas Chicago for a Jr. Project Manager position. Any tips on how to make it past the first round? Anything I should avoid talking about or certain stuff I should mention?

New to NY. Need some recommendations please!

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Anyone get their floors refinished? What’s the cost per square ft?

What value does an HOA add for a condo in a city? I've seen costs of 900$ a month in Seattle and I don't understand it. There is no snow to shovel most small buildings don't have security or regular landscaping. Where does this money go?

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Anyone follow samfasterfreedom on Instagram? Wondering what experienced peoples’ thoughts are on him

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Recently sold my home and got a check for 190k, does anyone know if this will for sure hit my taxable income for 2020? Is there any way around this? There has got to be a loophole. . Help

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

Anyone ever invested in a real estate syndication?

To all my new construction home buyers or people with an eye for interior design. I just purchased a new build and have the ability of selecting all of the interior (floor type, carpet color, cabinets, back splash, counter tops etc.) Any advice on how to select timeless finishes vs trendy? What are things I should avoid?

Best book(s) to get started in real estate investing?

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

General thoughts on Liberty Mutual?

Is it totally batshit to buy land in upstate NY and build on it “someday”? Would probably be financing the purchase.

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?