Has anyone tried the Wells Fargo or BMO harris checking bonus offer?

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Yes, just did the Wells Fargo $400 offer. Super easy.

Actual DD or transfer from another account? and how many transfers did you do? Did you leave the money in there?

Yes to BMO and several others. Generally pretty easy if you can modify your direct deposit easily.

BMO was the worst one I've done. They somehow didn't finalize the setup of the savings account, then failed to attach code, then waited until the very last second to pay the bonus based on the delayed savings account date plus processing. They also made me send in a picture of the offer I received (thankfully I had kept it). I eventually got the bonus but multiple calls, emails, and messages were required.

Much better experiences with PNC, Citi, and a local credit union. There are a few things certain banks do better than others - it's good too see the alternatives so your main bank doesn't take advantage of you.

Did Santander and Chase really easily. Ended up closing the Sanrander one shortly after the required period but keeping the Chase one to pay student loans out of.

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