Related Posts
Bain & Company For US citizens, how do you minimize tax burden beyond the foreign earned income exclusion, foreign housing deduction, and traditional IRA? BCG doesn’t give American expats access to 401k and I make too much for the Roth IRA so I don’t know what else to try…Boston Consulting Group McKinsey & Company PwC Bain & Company
Hi everyone. A PDM specialist here. Joined Deloitte 5+ years back as ‘Senior Solution Engineer -On-site’.Later in June 2017 all these ‘on-site’ folks got rebranded as PDM. Slowly started to realize how PDM is getting sidelined as a ‘discountable’ group. Sometimes I feel contract jobs are better than being at PDM , but obviously tied up with D for visa related issues.No career progression so far and don’t see any positive changes in the near future as well.I think it’s high time to call it a day.
More Posts
Additional Posts in Law
How hard is the path from lit to GC?
Which law school has the best professorship?
New to Fishbowl?
unlock all discussions on Fishbowl.








You should look into Tally if you can. It is a line of credit that will likely give you a better interest rate than your credit card, and will pay off your higher interest card(s), and you then pay them instead. It's only a soft inquiry on your credit report, so no ping, and it isn't reportrd (unless you don't pay them). I've been using it for a few months now and got a 9.99% APR vs. the 22.99% and the 16.99% on the two CCs I hooked up to it.
Just a thought on paying it off: start with your smallest debt first, then the next smallest, etc. Save your biggest debts for last. The idea is to gain momentum and see immediate positive feedback that will motivate you (yes, this is Dave Ramsey’s “snowball method,” but it totally works).
Not for CC debt, but I used sofi to refinance my student loans and got an astronomically better rate.
Rule#1..stop using your credit card! And then once you have the debt under control set your Autopay to pay off the full statement balance each month.
If you have credit card debt, or any debt for that matter, I strongly suggest reading The Simple Path to Wealth by JL Collins. It will put your personal finances in order. Better yet, the audio books is great.
Based on your recommendation, I downloaded it to my kindle last night and started reading. It’s chilling to read some of my own destructive thought patterns about debt. I’ve been very naive (maybe even desensitized!) about taking on and holding debt. It’s time to start taking control. Thank you so very much for your recommendation!
Same. National Debt Relief