Have points in the below cards/hotels/airlines. Which one can I convert to cash/gift cards?

American Express
SPG/Marriott
Hilton
Delta
United
American Airlines

Need some cash for the holidays.

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All of them in reality. However, that is quite literally the worst way to use points

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C1 is correct. Worst redemption is gift cards. But if you must, amex probably has the Lowest ceiling compared to gift card redemption. (1.5 v 1)

I’ve used Amex

Amex seems to have a good conversion rate if you're planning to convert it to cash. Check cashformymiles.com

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