Help me understand how to evaluate my Betterment portfolio -- I suspect it's not great, but want objective grounding.

Since 2016, I've invested 33K into Betterment (90% stock allocation) -- I've earned 9K over time (and had 5K of dividends reinvested). Betterment shows an annualized return of 7% per year -- my take was this was about right for the stock market (Betterment does charge a .25% annual fee tho).

Should I continue putting money in this acct, or buy VTI directly or something else?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Do you guys factor in how far your parents live when looking to buy houses? My folks are here but I'm thinking of buying in Louisana. Scared to leave them though, haven't ever lived more than an hour away from them 🥲

Day traders, what do you use to trade?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

Can someone share experience of No broker's relax plan? Will it worth to buy while flat hunting?

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

Best resources/books on getting personal finance in order?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Hello all,

Can you change real estate agents after going under contract ?

Context: We want to put earnest money on a house, I am still working on getting my real estate license. Can I put a friends name as the buyers agent and change it to my name Right before closing ? We are based in TX

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

Program Manager L3 salary in HCOL?

Hello wanted to move from enabling areas to consulting for SAP FICO any leads please let me know

Hi 🐟
Is anyone working as a Salesforce QA? Please let me know what are your daily tasks on a high level and what are the main areas a QA works on.. I'm planning to switch to Salesforce as QA.. Need some guidance..

IBM started to drop the mail for join Slack etc. and the mail for laptop request for new hire .

What if I don't join on the last day or deny to join on last day ? Because still need to decide between two offers .

I want to leave tax. But as a salt manager what jobs would I even be qualified for?

I fishbowl good morning one of my friend have two year of experience on java and spring boot current ctc he have 15lpa can you refer such company who give above 28lpa .

@Partners - how much money do you need to invest I to the firm to get your partner share?

I learned so much about group work over the past few days. I now know to assign kids tasks in a group. I am planning a Socratic Seminar for R &J and Julius Caesar. Any insights or feedback?

Hi
Can anyone please refer for a data science role have ~3 years of work exp . Thanks

I applied to MBB in December while working at a boutique but did not get an offer. I lateraled to Tier 2 firm, but looking to interview again. How long should I wait until applying again? Is there a freeze time?

Anyone ever just quit a job? Hate my clients, don't care about the agency/coworkers, all references are elsewhere and I have a better job waiting. Worth putting in 2 weeks anyways?

I need USB referrals

Looking to go into either management or clinical applications. What’s the starting salary for a radiology supervisor and a clinical application analyst in ohio? I have my MBA and 5 years experience and a rad tech.

We are having to give meds 2 times a day for a few days. Could somebody invent a pill pocket that tastes like a dog’s butt? I’m pretty sure he’d take it without problem if it tasted like that.

My wife and I are starting a first cycle of IVF. Given how expensive IVF is/can be, wondering if anyone has lessons learned on the insurance front—understanding it varies by plan, of course. We’re currently enrolled in HDHP w/ HSA, and have nurse consult tomorrow discuss financials among other things. Still in open enrollment, which is great timing. Thanks all. Staying hopeful.

I wake up every night holding my breath lmao. Idk if that’s classic sleep apnea or if my body is subliminally trying to off itself while I’m not paying attention.

What are tips/recommendations for a FET (frozen embryo transfer)? Any tests that you recommend should be performed? Any “home remedies” that should be applied? Some do/don’ts?

Anyone moved from NY to D.C.? Would like to hear your thoughts on comparing the two cities. Am considering move to DC because my gf got a better job there but not sure what to expect

Would anyone consider their senior colleagues to be their genuine friends?

How do you deal with a coworker you just simply don't like as a person?

Which philanthropic causes do you care most about?

Looking for a woman with substance behind the looks and makeup...so far, no luck.

I need a new hobby or something to channel my energy and emotions into. Something that won't require much of a time commitment. Ideas?

What's your morning commute reading material?

Woke up with my clothes on from the night before. Thank god my alarm woke me up, but my head is spinning. It’s going to be a longggg day.

RIP Jeff Immelt. Not sad to see this guy go.

Are internal lateral moves always a huge pain?

First time posting on here… what do you like best about this app/what’s the best way to use this app to get its benefits? 🤔

Has anyone seen Doctor Strange yet? Thinking about going to the cinema for the first time in years :)

Profits OR social responsibility - what's more important?

How are holiday party expenses handled at your firm? The MDs on my floor usually split the cost out of pocket.

When you build an excel model that is so fire you want to show it off...but it's private af

I have a 12 hour layover in Houston next weekend – any tips on what to do to kill the time?

What did the zero coupon bond say to the straight bond?

Are you guys as busy as you were pre-COVID? I'm at a no name and have had two transportation clients not want to sell anymore after the massive hit in March and April

Can someone please for the love of god help me figure out how I can pay less income taxes? I only make 88k and I put the 12k standard deduction but I’m still getting taxed 27% of my paychecks! My sign on bonus (20 even) a few months ago was taxed nearly 45%! Excuse my ignorance, but am I doing something wrong? Will increasing deductions help or should I increase the withholdings? Is this normal?! Thanks for any help/advice, it’s greatly appreciated.

The head of the floor is sitting right before me. Every day he passes by me.. Not a single word..not even answering to other people's greetings... 100% sure the guy hates my guts - how to change this?