Hey fellow fishes, How much will my taxes increase on changing my home office from Atlanta to Boston without a bump in pay?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Is retail quant trading on a massive rise?

Has anyone here used infinite banking to fund their real estate investments? If so, could u share details about the policy design you got? Is there a way to tell how different insurance agents have different fees before engaging them in discussion?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

Recommendations for ergonomic office chair? Wfh is going to go on for awhile so want to invest. Budget is about $300

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

What companies do you recently regret not investing in?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

To those starting the year on the beach: office or home office ...or actual beach?

Why so red? Any stocks good to buy now?

When I was hired, I don't recall being informed about my salary being tied to my location. My employment contract also only makes one mention of location, and says "home office" and my state. I was recently told by HR though that if I move, my comp. will be lower. Is this legal? Should I consult a labor lawyer?

In my mind, I don't recall being told this and it's not clear from my employment contract, so I feel like they're breaking our agreement, and it feels unfair.

Thoughts on what to do?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

So Houston or Dallas?

Do you ever regret your career choice? I’m beginning to realize I may not have wanted to be a mechanical engineer after all. What other career options are there for me with my current degree?

I never miss my deadline in the past 3 years.
And I was respected and got awards from VPs and was also paid well too then.
But due to some health reasons I'm missing deadlines from 1 month.
But my team lead is telling you are not working. Even if I say i have some health issues I may not be able to work like before.She is not listening she has escalated to my manager, my manager is 2X of her even he yells at me.

What to do please help.

Generally curious how many companies offer phone reimbursement? My last gig did not but the current one does. Legally it seems, all employers are required to do so if we use our phone in literally any capacity (video call, slack, teams, emails etc). How prevalent is the issue of not reimbursing phone dues?

Does Capgemini Hyderabad has good projects or only support one??

Can I change my base location from Bangalore to Mumbai? I am having an offer from capgemini but it's from Bangalore, HR told me you can change your location later on,
So can I change my base location?

Does anyone have tips for getting a RN job in NYC?

Can anyone pls refer me to s&p global. I'm a .Net full stack developer with 7 years of experience. Thankyou

I feel like we're affected more than anyone else (except maybe history teachers) by the censorship and critical theory debate. Dealing with books coming on and off the banned list and angry parent emails over curriculum I don't have control over was especially frustrating this year. What are your tips for avoiding the conflict and teaching the facts without getting dragged into a political debate?

It seems like there are a bunch of really cool new apartment buildings. Probably too expensive to get a1bed but considering finding a roommate to make them affordable. What’s your dream DC apartment building if money didn’t matter?

What is job security in hexaware for Devops roles? Anyone please

Currently working as a finance analyst II for a fortune 100 company in a corporate finance role. I'm looking for a job where I can utilize my soft skills more, whether that's in sales (tech or medical), consulting as a business development representative, or some sore of client relationship role for an investment bank. I have about 2 years of full-time experience. Any recommendations for exit ops?

Is Elon Musk's image finally breaking apart?

Ever since lockdown started, my tastes have become more simpler and needs more basic. Life is simpler than we make it

Hi everyone,
Does anyone know what will be salary day if I fail to submit my bank details before 28th.
It is before Jan 15th. But can anyone be specific.
I have to plan to pay my bills.

Best consulting firms with best WLB? Do they exist? Young professional starting to think about where I'd like to work hard to end up in the next 5-10 years.

Advise on the best non-Mac laptop to buy for someone trying to learn python, shell scripting etc? Don’t want to spend a ton of money.

Does anyone here engage in carbon offsetting? Any tips / favorite programs?

Happy New Year 🐠! Quick question: Would you jump from consulting to industry for a small pay hike but a better title hoping for long term returns! Based out of Canada here, if it helps.

How to tell what level it is a PPMD?

Post interview email: is it okay to send via LinkedIn? I had a second round call today where everything was done through LinkedIn (I applied, recruiter reached out and set up calls etc) contd

To those starting the year on the beach: office or home office ...or actual beach?

Hi fellow 🐠 Do any of you work in Alvarez & Marsal’s transaction advisory group? My gf is at EY tax and considering moving to A&M. Interested in your thoughts on the firm and specifically the TAG?

New to consulting (and being employed in general) even though I’m in my mid-30s. Don’t wanna mess this up; too old/too late in the game to have any leeway. What advice would you give me for success?

Heard BCG laid off quite a few people this summer. Is this true?

Relatively new in Big4 M&A advisory doing mostly integration work with some pre deal DD mixed in. I recently heard L.E.K. Consulting places well in MM PE but don't know much about them otherwise. Was interested if anyone had insight into whether a jump to their M&A or PE groups would be possible. In terms of background, I have an undergrad business degree from a T20 school and graduated a T14 law school as well.

Is genetic testing for diseases covered by most health insurance? Has anyone ever done this, do you recommend it.

Anyone else hear that post-CRT partners will get fired this year in commercial advisory? How the hell does a partner get fired....

Best consulting firms for work-life balance? I know consulting is chaotic in nature, but just curious to see which ones are the best in dealing with this?

I want to get CLEAR but worried about giving my biometrics to a company (especially with all the hacking stories these days) - anyone else feel the same way or am I being paranoid?

Anyone have CFP Prep books they don’t not need anymore?

Reflecting on my pwc internship a couple years ago. One of the fellow interns brought a Deloitte bag to Intern Olympics, when asked why, He responded- "so the managers know I have options" 😂 savage