HHI is 400k which could soon increase a bit (planning for a job change and husband is due for promotion). Have one rental that’s neutral cash flow and a home we currently live in (monthly payment 3100). Does it make sense to upgrade current house to a 1.2 million house (will put 20% down) and rent out current home or keep living in current home and buy more rental properties? Ages, 34 and 39.

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Bittrex or Binance? Or another? Is it possible to convert Litecoin to Alt coins on Binance?

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

Is Argyle, TX good place to buy home and raise family?

How to change bank account to receive salry I currently have HDFC want to change it AXIS

How do married folks manage finances ..keep them separate or everything common? Have heard married people splitting rent and stuff and not sure I fully understand how common are situations like that.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Buy the dip?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Looking to finally go get my SPHR having the PHR for the past 6 years. Still value and pursuing and obtaining?

I have two questions. I have 10 years of experience in multiple sectors and I have been trying to gain a leadership position. I am attempting my PHR this summer but what are some tips in order for me to obtain a leadership position? Also, how long does it take to obtain another position out of state? I am trying to move to Houston but I don’t want to move until I am confident I can obtain a position in the city before packing up and leaving.

The CW that I’d work the longest with (for about 3 years) had just being promoted to ECD on a big cool shop after very good run. Meanwhile I was just promoted to ACD at an OK medium shop after a very torturous run that almost made me quit ad life for good.

Sometimes I wonder what the hell did I do wrong.
I didn’t even think he was that good back then 😂.

He is a nice guy tho and I’m happy for him and for whoever will be working for him.

How technical is SE role? Some of the demos I have seen requires extensive flow experience which I feel like I am horrible at :(

What is up with the pet pics? Is it karma farming or spam? Either way kinda cringy, this is a bowl about job referrals.

My yearly appraisal in on the way. I worked for the same client for the last year but in 3 different projects. I received client appreciations in all 3 projects and in addition I also helped my account in creating proposals, etc. What should I expect in terms of rating and monitory appraisal. Would be thankful to any genuine advice.

Do we definitely know the highest entry level salary at a consulting firm in London?

Can someone Suggest Template for Ppt's.

I have a presentation to make and I want it to be uniquely different .

Thanks in advance

Hi All,
I am bit confused currently. Please help me with genuine suggestions.I am currently working in TCS since 7 years and TCS was my first company. TCS is giving me 6.25lpa. Now I got an offer of 16lpa in CTS for Automation Testing role. But once I started talking to friends i got to know that one of my frnd has recently been fired from CTS last year due t unavailability of project. Now i am scared as I m single child of my parent and i have to pay emi and handle my household. Please suggest

What is good salary expectations in Abu Dabi for IT employee? Company name @bespin global

So, it’s been two weeks since the last response from the HR recruiter (they said my resume and tests were shared with the team). Should I send an email? It’s normal that some process take this long, but I’m getting a little anxious.

Anyone else sickened by Amy’s use of her black kids as props? You didn’t have to tell us that those two black kids were adopted, but way to make them feel different.

Hey all, I’m starting a new job soon (in 2 weeks to be exact), but I haven’t been contacted by the firm. Should I be concerned?

Hi! I’m moving to another state to start my MBA very soon. I do not have a car but would I need get a drivers license in the new state to ensure that my state residency changes for tax purposes?

Does buyer have to share appraisal with seller? Can seller request it?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

How can I invest in real estate ? Looking for an additional passive income source

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Has anyone here used New Western to buy real estate deals?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Thoughts on Fundrise?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is it common for HOA to ask you to prove your car registration is up to date?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?