Hi all, does anyone have any experience getting a loan with a deposit of less than 10%? (5%? 2%?). Does having a CPA membership give you any perks with applying for a loan or help with getting a low deposit home loan?

Hi folks- Anybody has a tax accountant to recommend in Toronto? First year in Canada and could use some help with it. Thanks!

Thoughts on the "fake it til you make it" mentality in career growth? Regarding a Front End Developer role.

I passed the HR screen, did an interview with who would be my) supervisor and the team lead, and am now doing a coding test.

I am familiar enough with the language (React) and pushing updates to Git in order to complete the test, but I'm afraid when I do a panel with the team to review my design, I'll end up making a fool of myself.

I've never been so excited yet so nervous for a role.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Can you guys share your advice on how to write an email to get you a phone call and ultimately help get you an interview? Sending cold emails right now and would appreciate your help

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

How do you effectively plan for retirement?

Currently working at EY and recently promoted Senior looking to switch into a Business Transformation consulting role. Could anyone provide some insights on the day to day, as we as the interview process? Thank you very much.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

@Partners - how much money do you need to invest I to the firm to get your partner share?

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

I did a buy/move/sale and for the 🏠 i bought I only put 16% and got a 2.875 rate with PMI. The plan was to pay the additional 4% after selling my prior home and get rid of pmi. I looked at refinance

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Which consulting firm has the best 401k match?

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

How long does IBM HR take to get back after interview?

I’m a newly graduate from a community college. My program of study was Health Information Technician. I passed my RHIT exam a month ago, and I’ve been applying to jobs in state, out of state, and remotely to only receive “sorry you were not selected email.”I don’t have experience and I know that’s the reason I’m not getting selected. I’ve applied for receptionist, medical biller/coordinator, and medical clerk. Even with inflation willing to work for minimum wage or less just to gain experience.

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Transitioning from real world application to virtual administration. Seeking tips and tidbits from your experiences.

How much time does novartis take to reach back with offer after salary discussions round where I conveyed my expectations ?

Just got an offer from Facebook. Seemed a tad low to me, but the recruiter is not budging. FB fish, is the offer fair?

Role: Data Science, Manager 1
Base: 180k
Bonus: 20%
RSU: 60k per year (240k total), vesting quarterly
TC: 276k

Anyone willing to refer to a role at Flatiron Health?

Hi,
PPL working in Walmart Bangalore.Have you guys already relocated to Bangalore or travelling from your hometown based on the requirements ?

Has anyone heard anything new on the future of MDC and its agencies in 2019?

Looking for senior designers that knows shopper marketing. Please DM with books!

Does anyone use any draft tools that update in real time during your draft?

I used to be a consultant, now work in product marketing at a health tech startup. My goal is to transition to a PM role in big tech. What’s the best way to do so? What are the skills I need to gain / demonstrate to be able to be a PM?

First off - thanks for any help!

After doing freelance for the last two years, I’ve decided to go back to the corporate world. I’ve been applying a ton of places but keep getting turned down immediately - not even a first interview and I can’t figure out why.

I feel like I have a lot of good accolades as far as awards, a graduate certificate program board I’m on, really good stats from my previous work, etc.

I have 7 years experience. Are people looking for someone w/ less experience/cheaper?

Which subfields of engineering are going to show the most growth in the next ten years, in your opinion?

How long do pwc take to schedule an interview. It’s been a week since I sent them my availability

Hi All - Ballpark in GBP what would a reasonable relocation package to London be from outside EU e.g. USA or Australia? This would be for a single person for context.

Any Hilton recs in Charleston?

Girls trip (mid 20s) to Scottsdale in October. Any suggestions?? Like to hike, shop, eat, relax!

Would you recommend Sedona during Christmas or San Diego during Christmas with a 1.5 year old? Entertainment, safety, meaningful experience-focused.

Sedona will be much colder, possibly snowing/icy and will be hiking, hot tub, enjoying the scenery focused. San Diego will be beach, enjoying scenery focused. Both Airbnb options look beautiful. Will also have 60 year old grandparents joining

Personal Trainer/Accountability Coach recommendations?

The job search is so nerve wrecking.

Any Perth 🐠s? I’m supposed to go back to US next week but given all that’s happening over there, I’m wondering if I should delay going back.. I realize things will get bad here too though. Thoughts?

What’s the market for RPA and AI projects like at the moment?

Hope everyone in Victoria is coping during these times.

Anybody work for EY NZ? Realize borders are closed at the moment but my wife and I have been researching a move to NZ for years now. I'm a Micrsoft Biz Apps/Dynamics Developer in the US. Doing an internal transfer would be my the easiest way to move so just wondering if anybody had any insights into the process.

Anyone know rough salary for senior data scientist roles at BCG Australia?

Those who tuned into KPMG town hall, thoughts?

AFR updated their consulting salary article a couple of days back. Anyone with a subscription care to post the updated data image?

Hello, looking for Big4 Australia/NZ referrals, open for boutique firms as well. Will need visa sponsorship. Wanting to checkout Manager - Valuations position that's available out there.

Thank you in advance.

Probably worst time but I’m looking to relocate to AUS from Canada - thoughts on this occurring in next 12 months giving hiring environment? Hard to tell without being there on the ground

Planning to move to New Zealand from the US next year for a better quality of life, how is the job market?

Pay, prestige, and career progression of Nous Group in Australia?

Did anyone else make the move here from the US? Thoughts so far?

Anyone here at Mck / (Implementation specifically)? I’m interested in an open Mck implementation role and would like to have a quick chat. Cheers

Hey all! Australian in Canada hoping to return home ASAP. Are any of the consulting firms hiring now?

Is Aus a good place to be a tech consultant? What are the top firms I should look at? Considering making the move from California and want to do my research before I start setting things up. TIA!