Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

How much do you have in savings (cash, 401k, etc.)? And how old are you?

Can one become financially stable after being discharged from the military?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Question about solo/self-employed 401ks: If I create a sole-member LLC for a side business and create a solo/self-employed 401k, am I only allowed to make contributions from the earnings earned via the LLC? Or am I allowed to contribute money earned from a different source (ie W-2 job).

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

Is Monaco a good buy? They’re being Listed on 3 new exchanges in Dec, but down 15pc today!

Is it a bad time to open a gemini account? I know the SEC fined blockfi and stopped new accounts from earning interest; Voyager, Celsius, and Gemini were next to investigate. Should I wait for that to settle down first? Interested in using gemini earn for their GUSD interest.

Another question, how is gemini active trader? Fees seem lower than coinbase pro if trading low volume, but would love to hear thoughts on how well it works.

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Anybody here make significant weekly/monthly passive income off Covered Calls and/or selling puts? Looking for success/failure stories for those who have tried this!

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Was there ever a time you wanted to give up being a real estate agent?

Marriott or SPG credit card (for the sign on bonus)?

Looking for some encouragement. Has anyone here received an overall negative performance review or has been put on a development/performance plan and was able to turn things around for the better?

I’m a third year in corporate and want to switch to tax. Am I too late? How do I ask my firm?

Are there any panels of female industry leaders that are worth checking out?

The toxicity of Legato’s work culture is on the same rise 😒

I’m sure this has been asked but what is/are the reasons for your interest in watches/timepieces? For me, I’ve always worn watches even as a wee little lad to make sure I was on time (or maybe I was

What will you be drinking during Social Distancing?

Hi Fishes, I am a lateral joinee in tcs. Can someone tell me what is the buyout amount for notice period. Is it the entire salary or basic pay?

Book recommendations? I’ve been reading atomic habits, and have moved onto Traders guns and money.

Has anyone heard of, or completed the course, How to Develop Your Emotional Intelligence by Victor Cheng…recommend?

Who all is looking to buy a house and in what area?

I have offer from Globant and Mindtree,which would be a better choice?
Globant-23.5(fixed)
Mindtree-22.5(fixed)

YOE-8 years

How do you effectively plan for retirement?

Hi Fishes,

My Customer is looking for Sr.Product owners with Digital Product Management experience. Should have 15+ yrs of experience overall. Customer is a Global Retail Leader. Please inbox me for further details. Need to fulfill 7+ positions before this year end hence anyone matching the above requirements please inbox me as this is an urgent requirement from customer.

Is olive the next theranos or what?

Hi Fishes!

I am looking for two flatmates to share a 3BhK 22k total rent unfurnished near Kundanhalli Gate. Dm or Comment if interested or share with those who are in need.

What type of survey would you be interested in?

Hello, I'm looking for a referral for financial due diligence/M&A consultant roles in the Netherlands. If anyone can help please let me know. Happy to have a chat

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

Anyone in Austria?

ADVICE THREAD

Feel like sharing advice? Which info would have changed your life if you only had known back then?

Any kind of advice is accepted 😉

What was the coolest work related party/ event you have been at, pre/post Covid?

How are you reacting to the Russia Ukraine crysis?

What I mean: are you going to take sides? How are you going to enforce your position in daily life?

Just joined fishbowl. Getting familiar with the content and see it’s mostly US-based professionals.
Would be great to develop this EU group!
I’m based out of Luxembourg, what about everyone else?

Anybody in Frankfurt?

So, how many days left before you start the holiday seasons? What are your biggest priorities for the new year?

Anyone could provide me with a referral for McKinsey in Amsterdam?

Do we want to have a thread for vouchers to exchange?

Anyone have experience working in Austria? I’m moving to Vienna and looking for what experienced senior managers in management consulting make. Just got my offer and curious for comparison (and negotiating power). Thanks!

How long do you stay on holiday leave for the holiday season?