Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Anyone have a recommendation for financial/tax advice? Hurting in the 60% tax zone right now (100-125k) and need some help to work through options eg more salary sacrifice, pension etc… thanks!

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Do you think someone who owns 200 ETH is financially independent?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Hell yes for this page. What’s the play on NAKD!? I have a position in shares (not much but don’t have a lot to invest atm). Hold the line? How long? Obviously not as big gains as GME.

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

What stocks are you guy guys buying right now in this market?

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

So what do you think of Scoped Storage ?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Does life insurance require to be done through open enrollment? I thought it could be done at any time..

Can I get a ctc of 25 lpa at fidelity for Senior Analyst Programmer profile?
My current ctc is 22 lpa @

Waiting for an offer, do they check references before or after giving offer? And normally how long after interview will I hear back?

What's the best way to approach a manager about a performance review? I've been at my company for 2 years, and I want to make sure I'm doing everything right.

10 years sales experience selling eyewear to eye doctors. If I were to transition to tech would I have to start as a BDM? I think that would be a pay cut for me. Thanks

Curious what people's age ranges for dating are. There's the classic "half your age plus seven" rule, but wondering if that's actually followed.

Please comment below with your age, gender, and range.

I have 3 years experience being an account manager in a large brokerage. I got promoted to be a supervisor to a small team of account managers and started at $77k and have now increased to $83k 6 months later. Does this sound fair based on my 4 years experience in the field or am I underselling myself?

I’ve been a freelance print production designer for many years, and usually on-site in the before times. Now I work remote, and am finding it uneasy dealing with billing. Before I always billed hourly, which made sense, but it’s becoming an issue now. Some companies don’t have a full days’ work, so it seems wrong to bill full days, and it allows me to juggle projects for different companies, but my billable hours are down. I know I should bill a daily rate, but not sure that will fly. Thoughts?

I know this is going to differ greatly but wanted to get an informal survey here of what the hours are like in product management. If you are a PM, can you state your level (early, mid, late in career) and average hours per week worked?

The learning and design content I write belongs to the company where I work. Am I able to add and/or share my work in my portfolio? Is it acceptable to create some generic content to demonstrate my skill set?

What is your secret of success that other people normally don’t have?

What do you think you have that makes you stand out?

Anyone have knowledge of making a YouTube page more appealing? A coworker and i are starting a page and just trying to get all the rogues down. Any help would be appreciated

Best consulting firms with best WLB? Do they exist? Young professional starting to think about where I'd like to work hard to end up in the next 5-10 years.

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Not sure if there’s a better bowl for this question but if you get a drastically different haircut than shown in your ID and passport does it make traveling internationally a major hassle? Shaved head verse normal length style for context

Hi All,
What is the market range of salary of an Assistant Manager in compliance (regulatory, Insider trading, AML) with 6 years of experience in a listed company?

My team is in need of an experienced senior accountant. With inflation and the job market taken into consideration, wanted to get some insight regarding the salary range in the NYC area.

I need some advice. I have a Bachelor of Science Degree in Healthcare Administration with 20 plus years working in different Healthcare roles. I am working as a PBM Claim Specialist. What other positions can I apply for that is fully remote and better pay? Side note I am thinking of applying to nursing school sometime later down the line. Any advice will be greatly appreciated .

Anyone studying toward the CIPM have any tips or study resources? Particularly those with a legal background working in privacy and regulatory compliance (non-IT cybersec). Would be delighted to connect. TIA ⭐

Just joined fishbowl. Getting familiar with the content and see it’s mostly US-based professionals.
Would be great to develop this EU group!
I’m based out of Luxembourg, what about everyone else?

Anyone could provide me with a referral for McKinsey in Amsterdam?

Do we want to have a thread for vouchers to exchange?

I just got the contract for a new job in another European country and I’ve been asked to fill out below and am a bit confused regarding the “BLANK(S)”.

“NAME X, born on (BLANK 1) at (BLANK 2), residing in (BLANK 3), at the (BANK 4), hereafter ‘employee’.”

BLANK 1 - date of birth
BLANK 2 - where I was born? City or Country?
BLANK 3 - currently living in
BLABK 4 - ???

Help…..

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

Hi all. Trying to move from the US to France to be with my partner. Anybody able / willing to help provide insight for getting a visa and sponsorship? Which companies are likely to sponsor an American? I have a B2 level of French. Hoping to stay in ESG / sustainability, but willing to be flexible. Thanks!

Anyone have experience working in Austria? I’m moving to Vienna and looking for what experienced senior managers in management consulting make. Just got my offer and curious for comparison (and negotiating power). Thanks!

Do you have any new years resolution? Want to share?

How long do you stay on holiday leave for the holiday season?

So, how many days left before you start the holiday seasons? What are your biggest priorities for the new year?

ADVICE THREAD

Feel like sharing advice? Which info would have changed your life if you only had known back then?

Any kind of advice is accepted 😉

What type of survey would you be interested in?

How are you reacting to the Russia Ukraine crysis?

What I mean: are you going to take sides? How are you going to enforce your position in daily life?

I am looking to get into consulting firms in the Netherlands preferably in M&A space.
Does anyone have a recommendation for a recruiter or recruitment firm who could help me?
I have close to 3 years of experience in Financial due diligence and valuation. I am also a newly qualified ACCA accountant.
Open to share more details

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

My niece is an environmental engineer, working on green energy as an intern in the Netherlands and just graduated from her Masters in Environmental studies. I’m wondering if anyone is willing to refer her to entey level jobs in her field in the Netherlands? She is proficient in English and learning Dutch now.