Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

Dropped off my kids to school this morning and just felt unsettled. It’s so hard to concentrate on work today.

Anybody willing to help a broke kid out with some mock interview prep?

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

AITA? If my SO of 1 year wants to get a dog, do I get an opinion? We don’t live together

One of ex’s friends who is I met twice, has been in touch, him and his wife, like commenting on some of my posts occasionally (we are just fb friends and IG friends). I never saw them since. Then the friend texts asking if I am seeing someone and that he wants to set me up with someone. He felt awkward doing that, I thanked him for thinking of me, but then he said we all told your ex he is an idiot for letting you go and they asked my ex it they could still be touch with me and he said yes.

Feeling a deep void in close human connection after letting go a relationship that was lacking a future (I was interested in something more, he was unsure). Can’t stop thinking of reaching out and need strength to just stay with the loneliness and have hope for the better times. Would appreciate support. It’s been 2 weeks but I feel bouts of extreme sadness and desire to have someone to share my life and days with.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

I have a friend who told me he sought treatment for alcohol abuse 6 mo ago. We talk a lot and I try not to judge or ask too many questions about his progress, just wanting to be a supportive friend who doesn’t pressure him. Today I brought him to a very laid back picnic… there was drinking but plenty of non-alcoholic alternatives, and it was a very chill group. Toward the end of the day I noticed him drink something. Should I have confronted and stopped him? Should I bring it up now? Guilty now

Alright so I have been with my partner for several years and recently she said that she wants to get married. Im Happy with what we have now and don't feel the need to get married. Why do people get married? People all around us are getting married and engaged and I feel like that is weighing on her but when we drown all that out and it's just us we are happy!

How much money do you keep in your savings account?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Did you watch 60 minutes section about student loan forgiveness? I am in my 8th year of teaching and this news of 9 out of 10 getting declined for approval of the Publc Service loans concerns me. There's no way that I will pay this off before retirement , and now to hear about the confusing rules. What do you think?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Ugh Libby's family is just as toxic as Andrei!

If I max out my 401k before the end of the year, I am still eligible for employer matching?

My job just announced mental health benefits to help end the stigma: 25 therapy sessions for employee+family a year at no cost. 🍾🍾🍾

4 years sober today. So much to reflect on, not least of which how important it is to “get comfortable getting uncomfortable”. In my experience, it’s truly the only way forward.

Sending strength to you all 🖤

Hello! I’m looking for a female sports masseuse that has availability between tomorrow and next Thursday, does anyone have any recommendations? I’m a long distance running who has been training for a marathon on may 1st. I do have a car so I am able to drive if they are located in the greater Boston area.

Does Next Gen issue a formal report for PGS testing results? I had my embryos tested and my clinic just told me which were normal and abnormal. No other info on embryos ratings, etc. they could have not even sent it in for all I know!
Also, how involved are you REs? I’ve been through 2 retrievals now, but feel kinda in the dark still on a lot of things. Some of the nurses are hit or miss and if I want to talk to my doctor I have to schedule a consultation and its typically a 2 week wait.

Is there any way to travel or live internationally while working for the US government? I’m working in finance and accounting. Would love to know how and where.

My office doesn’t have breakfast food and I am used to being WFH and making whole breakfast at home…any recommendations for healthy, quick options to make at the office?

My company is looking for a content management systems that will help manage blog creation, and can be used to assign and monitor progress of completion for blogs. Does anyone have any suggestions?

Favorite light to medium coverage foundation with spf?

Anyone else’s mom driving them crazy about mother of the bride dresses? Wedding is a little over a year out 😂 Any store recommendations for MOB dresses?

Can someone who has already joined NAB , give their reviews ?@

Anyone taking time off to spend time with family this week? I have the rest of the week off, and I'm heading to my mother's house tomorrow to help get things started. What's your favorite Black holiday tradition? Our family takes a shot together before we have Thanksgiving dinner 🤣.

Need more than 11 likes to dm regarding opportunity I got in Singapore

Join r/thebachelor Reddit sub if you haven’t already. Thank me later.

How much time wipro will takes to onboard fresher as a project engineer???

Best hotel in Greenville SC?? I’m having a hard time finding any good options and want somewhere super nice for celebrating a birthday!

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

What are the pros and cons of joining a Captive Organization for Salesforce ?

It is true that in service based consultings the learning curve will be better coz we'll get to work on a lot of projects compared to a captive organisation ?

How should one decide? Can someone list out the pros and cons of both. It would be really helpful for a lot of people.

Thanks in Advance!

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Saving for a home. Should I save my money in a CD or savings account?

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?