Hi All, I have a major spend coming up ($4000 approx). and currently have the Chase Sapphire Preferred, Capital One Venture X and AMEX Gold credit cards. Any good suggestions for a credit card on the best sign up bonuses and least annual payment, that I can tap into given this big spend? Thanks!
ps: Travel partners for me are AA, United, Hyatt, Marriott and Hilton

Favorite road trips out of LA for a 3 day weekend?

Going to Montreal for a bachelor party in early summer. Where is a good spot in the city for an Airbnb? Want something that won't require ubering everywhere. Will be visiting bar scene and whatnot

Happy fly day y'all!

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How can I invest in real estate ? Looking for an additional passive income source

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

What are some of the investing must-reads that you'd recommend?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Looking for recommendations on good personal finance apps.. have used mint for a while but wife and I are looking for something we can both link all of our accounts together on…need both mobile and web app

Any good ETFs to invest Roth into?

Guys, what platform do you use to trade US stock?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Do partners cheat on their significant others while traveling? Stories please.

When there is FUD you buy

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Can one become financially stable after being discharged from the military?

I'm a Tech Risk SC, but have an accounting/finance background. I'm doing the FRM now for broader cert experience, is it worth doing CA long term in my area?

I have worked with Forbes top companies, for-profits, non-profits, & startups. I consider myself a solver of complex & complicated problems requiring mixed method research & novel solutions. This has led to issues in self-referencing title. I’ve been project manager, data engineer, developer, modeler, analysts, principle DB developer, etc. Most of my w2 work has been from offers of 1099 clients so I am usually asked to define my own title. Any T-shaped data people who run into this?

Good morning, hope everyone is having a great week! Does anyone have any advice on breaking into an analyst role? I am currently a Senior Customer Success Manager, with a background in Operations/Process and Project Management as well. I have always enjoyed the analysis pieces of my roles and would love to expand my skills to show how qualified for a position in data analytics. Thank you in advance for the help!

How long do you wait on a planned call for a Director or MD to join? I've noticed they tend to be at least 5 mins late but mostly almost 10. Please respect my time if I respect yours!!

What is the audit senior manager salary in bay area. I am third year senior manager of that help.

Anyone here has taken the PMP certification ? Is it worth it over MBA and if you're managing projects in Advisory?

I got
Business results - S
Client/Customer/Stakeholder - S
Teamwork and Leadership- O


Is this a good rating?. My manager said they won't give SSS to anyone unless they are a promotion candidate. Why do they have to reduce the rating just because of that?

Is this going to affect my hike, bonus?. This is my first review at the firm. Please help.

Please please please go read the book onward by Elena Agulair. I’m currently reading it and love it, about teacher resilience.

Has anybody worked on VAT team on RSM or know people that have? What is culture like? Work schedule and hours like during busy season? Any information would be helpful.

My Dad has over 28 years of experience in Managing accounts and Finance of various companies. He’s really struggled a lot to get where he is right now. His current company is facing financial difficulties- anyone who can refer him for any Finance and Accounting senior opportunities in Dubai - please help. Literally crying for help.

What would everyone think would be a good salary for a senior manager of digital product and strategy for an established fintech company? Comparably has 179k base as the median. Recruiter mentioned 173 as their all in top.

What are the next step after H1B petition approval? Do we have to book visa appointment or company does that on our behalf?

Let's start a new weekly thread: Pop in here every Wednesday to share events, shows, and activities that are happening this coming weekend!

To those at V25 firms, how do you view your London office in terms of the quality of work we get and overall importance to the firm? Like is there a perception of us being a step down or ancillary to the big leagues of NYC or not? There’s generally a perception here that L&W and K&E are the only US firms where London can even begin to compete with stateside in terms of generating l work organically but would be interesting to know what you all think? Be brutally honest.

What’s the deal with RFPs? I’ve spent countless [non-billable] hours on several of them only to find out that I’m not included in the actual proposal (the document sent to the client showcasing the proposed case team). Is this normal?

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

Why does Newark close tsa pre lanes? Terrible

Can I ask SPG ambassador to help on my Marriott reservations?

I’m getting a crazy good deal on the Ritz (~250 per night) in Miami - but it uses a Corp code for a company I don’t work for. Worth the risk?

Suite nights confirmed 5 days out then get to hotel and they mention I was upgraded at check in. Get to room and def not a suite, ask and they say they don’t have any now. Worth doing anything?

Anyone else impacted by the Hilton Honors system issue where status has been downgraded? Is requesting an upgrade to an executive suite for a personal stay a solid request?

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

AA: now that we are back to zero, what’s the best way to quickly get to Platinum? Currently Gold

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Just bought 2000 United miles for $80 to book a flight with miles. Now want to cancel the flight but they said the miles are not refundable. Is this true? 😢

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

What’s the best way to make the most out of 55k united miles. The miles to gift card conversion only gives me $380

Friend asked to buy my SPG/marriott points. How would that work hypothetically? $0.027/SPG , $0.009/Marriott? (According to Points guy) & transfer to their account?

Will SPG Green Choice award of 500 points also triple to 1,500/night under the consolidated reward system? Couldn’t find anything in the Marriott marketing materials

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?