Hi everyone,

How do second home mortgages work? What is the required down payment ? How long do you have to live there?
TY

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Market sell off - You buying or selling into the weakness?

Any tips on taxes for defi? And yes I have to…I transferred from a KYC to my Fantom wallet and have soo many transactions

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Does anyone think there is long-term viability in Cryptos?

If I’m just beginning to invest outside of my retirement accounts, should I invest in a Vanguard ETF (VOO)?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Anyone heard of the Select Card?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Is there a legal way for an international student in the US to earn money on the side?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Is there an equivalent to Repvue for the UK or Europe in general? Repvue stats don’t seem to be representative of Europe

I just accepted a new position that pays $139,000. My current position pays $105,000. 5 years ago, I was making $26,000. Here to give advice to those looking to get farther in Billing/Revenue Cycle. Ask me anything!

Does anyone else have to wait until they have all assignments turned in for the day to start grading? I have Geom classes in the a.m. and p.m. and my OCD doesn’t let me grade as they are turned in.

🐠 fam - I posted on here a while ago about my classmate and I working on an IRL Social App called Venty. I’m glad to announce that we officially had our beta launch today. Venty is a new social app that makes it easy to find people nearby to enjoy social activities. No swiping needed! You create activities you want to do and users nearby send you requests to join. Venty is designed for real connections and purpose-driven dates. Please download and review our app on the App and google app stores.

Nursing is the only job I've had where I've wanted to quit every week. I always come back to it.

think they’ll tell us today? double whammy with comp statements

According to the GSAP acceptance rates graph, Fuqua sits at 55%. Is it due to yield protection?

Anyone in Ontario, canada?
What are you making yearly? And what kind of sales?
I am currently in product sale and make roughly around 100k a year, with 40k base. I would like to get my hands into tech sales and tip and tricks

Can anyone please refer me for an open position in NTT DATA Services, Hyderabad?

I don’t have the relieving letter as of now.. it will take some time for my current organisation to release it.. how can i ho forward with the onboarding???

I am a Reliability Maintenance 3P contractor for Amazon. I graduated with my Bachelor’s in Electrical Engineering on June 2022. I’ve been working with Amazon for a year, but there’s a lack of prospective EE positions within the company. The job postings I see are either less or barely above my current salary. I’m not sure if staying longer is beneficial for my future career as an Electrical engineer. I plan on getting my FE license within the next 6 months. Any suggestions will be appreciated

Anyone here work for Humana? Trying to figure out where a certain role/title fits in the hierarchy. Feel free to message me if you're not comfortable stating where you work on posts.

What is the average base salary for most account managers in the tech space?

Hello Fishes,

I have 11 Years of experience in Physical Security, I presently work for BIAL(Bangalore International Airport Limited). was looking for reference for Corporate Security positions. if any one could help me in referring me for any of the positions in Corporate Security it would help me in my growth.

Thanks.

Democrat outrage baiting thing is getting really tired and old. I don’t think I will ever vote D again.

A SM doesn't want to be bothered and somehow wants people under him to talk to clients, figure out stuff and do a good job. Sets up people against each other to pressure test & get max outcomes. Conti

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Is it common for HOA to ask you to prove your car registration is up to date?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Do you thank your tenants for paying the rent? A quick thank you text?

Any Property Management recs in Seattle area? :(

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Has anyone here used New Western to buy real estate deals?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin