Hi everyone I need some help/info on what to do.

So I’m fresh out of university, started working in software sales but I f’d up.

Pay is ok but I got an Amex gold and went crazy on that and my cap one. I’m in 7k debt. For some reason although I’m terrified, I feel like as long as I plan this out, it’s gonna be ok.
Reason being I went stupid on: booze and escorts and had too much fun. What do I do? I’m scared this too much and I can’t pay back and don’t know how I am going to…HELP

Hey all, received a Perm audit in Oct 2020 for my case filed in May 2020. It seems like a random audit. Any thoughts of how long it will potentially take to resolve? To make matters more complicated, I’m on a F1 visa OPT expiring within 3 months

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Hi ,

This is regarding Visa Appointment for Germany - in VFS.
My visa expiry is June 2023 , whereas my Appointment to consulate is July 2022. I am going to renew my visa now but for my appointment I had given my current passport number and for appointment I need to carry the renewed passport(Which will have new Passport Number) , please help if this will be an issue?? Will I be asked to book a new appointment with renewed Visa and passport number ?? anyone faced similar situation??

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

My firm doesn’t match my 401k — still worth opting in?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

H1B visa stamped.

While applying for visa my company quoted 80K as compensation. Now they want to reduce it to 75K.

This feels like unfair practice. Is it common? What should be my approach?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Fellow Bytedancers, will you be keeping your cash bonus or convert to RSU?

Robinhood is going to be the patsy in this one. The funds will continue to be fine.

I’m thinking of switching from robinhood to another brokerage, any suggestions?

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

What can I do during downtime throughout my day to prepare me for investment banking? I have a while until I am eligible to move internally but I want to be prepared when the time comes

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

I’ve taken FAR a few times at this point. I got two 74s and this past one I got a 70. I felt like the last exam (which was a few weeks ago) was extremely harder than the other ones. Has anyone else noticed the exam getting extremely tough? Or do you think I just got a one off?

What’s the A/S/L of Fs in here? Better yet, any Fs in the Charlotte/NC area in here?

Anybody ever been curious about moving their business to IB? I’ve been there over 5 yrs great fit for me.

Hi all,
I have 2.5 years of experience in Wipro on Azure Iaas and Paas and I am Az 104 certified. I want to switch my job as a Paas admin. Please help if any reference.

What’s it like working at MBB at the manager level? Anyone here lateral from b4 or ACN? Have an offer and curious about your experiences.

Need some advice: I currently do corp dev and FP&A for a smaller company and just got an offer for about double my salary at a F200 company. The catch is I would no longer be doing corp dev, just FP&A. My goal is eventually to crack into ib, do you think I should take the job and the pay bump or stay at my current role and try to lateral in to ib.

Has anyone hosted their own engagement party? All of my friends and family live far away from us so it is just easier for me to plan it but I feel odd doing so. Any tips?

Does anyone have a recommendation for a good premarital counselor in NYC or NJ?

Looking for craft ideas for the first evening of a Bachelorette weekend getaway. All ideas welcome!

Is it normal to feel depressed/lonely during wedding planning? I almost feel like I can’t talk about it since other people aren’t engaged and I feel like I’m rubbing it in their faces talking about it. So I have to keep everything to myself and it’s kind of stressful

JP Morgan operations/project management associate salary in London ?

How many days it will take to release offer in HCL after HR discussion????
What will be the process after HR interview in HCL???

I am Digital content producer in Austin, looking for job. Anyone know any company’s hiring at the moment?

If I'm forced to use my vacation, floater, etc. towards my study leave for CFE but I have vacation booked for right after CFE, will PwC still let me take that vacation as a "leave of absence"?

Hi guys,

I have one friend who is looking for fresher roles in software development. Can anyone please help me with the same.

Thanks in advance

Where are you all from? I’ve noticed most fishers in this group are new to Miami. Curious to know where this crew comes from.

I’m somewhat local, living in Miami for the past 8 years straight from São Paulo, Brazil

Why do people “certify the question” during depos - this one guy says it after every instruction not to answer. From his tone it’s not to “mark” the section of the transcript for him later. Isn’t this an old school thing - like pre computers?

Anyone else realize they haven’t used an alarm clock during the quarantine after using one every day previously?

Me, on holiday on the Mediterranean with my American accent... ☀️🏖🍹
Locals: 😳😷😬

Recommendations for office chair , I have a bad back and need lumbar support.

Last song you listened to.. go!

Can someone recommend me a good 27 inch monitor for home office. I need a decent resolution for working on spreadsheets and also be able to attach to a monitor arm.

Recommendations for a decent office chair?! But hoping to stay under 100-150 if possible...

How do you cope when your employer rapidly descends into chaos from the top down? Today is my 2yr anniversary with this company. In the past 6mos, they have repeatedly changed directions / goals, pushing out several supportive and productive managers in favor of a single chauvinist overlord who makes HR violations daily and does no actual work. HR denies every complaint made against him and he retaliates to the point of firing people. Very hostile. How do I survive until I find my next gig?

Um, I feel like my BF of almost 4yrs (1 living together) and I are on the brink of separating. I think COVID is putting it into perspective. We’ve gotten through the worst of the quarantine while supporting each other as best we could (very thankful for him). But his coping skills with stress (during covid) are lacking and as things progressed he’s just been taking it out on me more and more in the moment, then he feels awful for not treating me as well as I deserve (he treated me well before..)

Best part about living alone during this pandemic, no need to wear pants!!!!!! I’m a free woman!!!!

Recommendations between 4K vs. 1440p for a 27” or 32” monitor? Not concerned about gaming so either should be fine at 60hz. Is there a discernible difference at the 27” size if I’m sitting 2-3ft away?

I started a new job 6 months ago, since then my boss left, the team has changed and we got a new boss, and everything I was trained on when I onboarded is changing due to factors outside of my control..adopting a whole new way of doing things. I feel like I'm starting a new job all over again and not in a positive way. I'm not sure what to do. I'm getting burnt out already. Any advice?

Any books/self help materials for someone who is constantly worrying (and waste a lot of unnecessary time)? E.g. No matter if i pass or fail an interview, there is always something to worry about. The worrying/anxiety multiplies when I proceeded further in the interview stages. Now that I signed the offer and is pending background checks, my anxiety is off the roof as it itches closer to my starting date.

Any good online deals? Thread to share good online deals during stay at home:

Do you think most industries will eventually go back to full time/ 5 days per week in the office?

Does this Friday feel like a Monday to anyone else?

Got a lot of “undeliverable” packages lately on Amazon. Anyone with similar issue?

I live in a condo w maybe 50 units currently half full. Our gym is still open. Rarely more than one person in it. My SO was pissed I went and said that’s breaking quarantine. Ridic or should not go?

My professional life at the moment is far from ideal. I’ve been on quarantine (long story, but a good one) for the last seven years. Royalties from my books don’t pay the bills. My entrepreneurial pursuits remain hampered. For the interim, I’ve been looking for a remote opportunity where I can leverage my skills in marketing, sales, social media, and elsewhere for a decent sum. I have a social media presence which, in recent years, reached millions. There has to be something exciting I can do.