Hi Fishes! I am a newb and hoping to learn... How much cash do I need to save to buy a rental property in the Bay Area? Peninsula, SF, South Bay?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

How do you effectively plan for retirement?

Hey Guys,

What is reasonable or competative salary for family person in Singapore cost of living onwards.
Is 9k a good salary after tax for 4 members. It can be considered that school cost would be 2.5k, and house 2.5k. will the overall cost for month can come under 7.5 k ? It realistic or just illusion ?

In your opinion which is the best target fund to choose in IRA Roth?

Anyone here used a JD mortgage to buy a place in NYC? Wondering if this is something that’s generally limited to other cities as the real estate market is so different here. Thinking with everything that is going on it might be a good time in buy in the next few years.

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Anyone think the federal reserve will end up buying bitcoin to create some stability with the dollar?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Trying to transfer to Traditional model in September and recently got a trading violation. Would my transfer get denied?

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

High risk, low reward investment ideas?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

How do you guys feel about US people earning so much more…?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Hey folks , which companies in pune are still offering complete work from home or permanent work from home?

Wondering what other high paying (6 figure) jobs might be out there that have the same level of intellectual stimulation as consulting without all of the schmoozing and social obligations. Any ideas?

Has any tried to do learning pods for virtual learning? How did you set it up and how is it working out?

Does a healthcare professional / medical school bowl exist? Looking to make the switch from consulting

I have my own practice for past 5 years and have spent a lot of time building up brand and reputation. I'm thinking of bringing on partners but am trying to figure out how to structure compensation, profit sharing and equity while maintaining control. I dont want to do associates bc I need someone with more experience than I can afford. Does anyone have any ideas on how one can up a law firm?

After a few years in ops consulting I think I’ve realised I want to try my hand at being a dev or working in software delivery. Any way I can swing this staying with Deloitte or will I need to fork out for a boot camp and start from the bottom? Any helpers appreciated!

What’s the most I can spend on mattress?

Any agency layoffs yet? (I obviously hope not. Just trying to get a sense of where agencies are sitting.)

Anyone know where I can get some Nastyass fast food style fried fish around here?

What is this bullsh** plot?? I was enjoying the show but then the Aegon / Aegon confusion happened. Like yeah sure, reusing the same names 5 times is asking for it, but come on

Been a cop for 5 years, have gotten raises yearly based on performance, and if things go as planned, I should become a detective in about 2 years!

How much does a manager at A&M make compared to PWC CMAAS manager ?

I am selected for Data analyst Role at Optum Grade 26, current ctc 6 lpa, YOE 3 YEARS...What should i ask HR for fixed component, already HAVING AN OFFER OF 13 FIXED...

Hi, I have got offer from CitiCorp,Pune for the level c10, l'm confused to join or not. How is the work-life of citi? Is it having alot of work pressure? Can Anyone plz sufgest

Hello Fishes, Wanted to understand how is Axis bank job roles on analytics space or in general on tech side, work exposure, growth, financials and specific reviews. Please share.

Curious about exit opportunities and want to change linkedin to "open to opportunities" for recruiters; will my employer find out? Should I be concerned?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

When renting out a property, can you specify which pets you'll allow vs not? Like no cats but small dogs are okay?

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Anyone recently got a mortgage through SOFI? can you please share your experience?

Home depot or lowes for kitchen remodel? Avoid ikea?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin