Anyone here used a JD mortgage to buy a place in NYC? Wondering if this is something that’s generally limited to other cities as the real estate market is so different here. Thinking with everything that is going on it might be a good time in buy in the next few years.

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Have not. However, there has been a ton of monetary flight from the City, my fear would be NYC having to tax the daylights out of anyone that remains to make up all this lost revenue. Suppose that is a concern everywhere right now, but the floor for taxes is already a lot higher in NYC. Just pontificating over here though, definitely not gospel.

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Are you eyeing a single family home? Consider that most coops and condos have down payment requirements. You may qualify for the JD mortgage but may not be approved by the apartment board if you do not meet their financing threshold.

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I’d more than likely want to do a multi-family property in brooklyn/queens/harlem so this wouldn’t be a concern.

I can also see some of these requirements changing if the demand goes way down (as it appears it might).

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Used one to buy a condo in Brooklyn in 2019. The bank allowed 10% down (and waived PMI), so we avoided co-ops, since they often require 20% down.

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Thanks!

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Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

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Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
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Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

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anyone invested into Facedrive (FDVRF)?
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Gotta be a FB Warzone wet dream. $73.8k cash between us.

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Are most of people in this bowl from a science background or coming from a finance/impact investing perspective?

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New to the UK market(moving from the US). What are some of the best credit cards out here? Will mostly use it for travel.

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I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

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I started tracking my net worth back in 2016 when I was 23. Currently 28 now and am fortunate to have had a bull market for the last 8 years or so (along with a $200k inheritance at 21) I’m currently a CPA and am interested in helping out anyone regarding any financial advice (free of charge, not a financial advisor) If you have any basic financial questions or want to chat about anything feel free to comment. I’m honestly willing to offer any advice that I can!

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Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

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Have 1.8 million bonvoy, 600k Hyatt and 400k Hilton. Just bragging. What about you?

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why rent over buy; seems like “throwing money” away?

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There has to be a point where focusing on minute details generates diminishing marginal returns.

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I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
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Bought my 911 last year for ~$120k. Only put 4,000 miles on it and seeing online values in the ~$130k range. Am I crazy for considering selling it? She's in perfect condition (even though she's my daily)

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Any non-fiction book recommendations? I normally don’t like NF but recently read Bad Blood by John Carreyrou and loved the style/pace. Any similar recs?

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Losing two key accounts. Layoffs look pretty much inevitable. Any agencies hiring a Project Manager in the LA/OC area?

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AWS vs Amazon PM roles?

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You know trouble is ahead when the DNC convention gets less viewers than the random Trump rally yesterday:

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One of the company asked if i could join as early as in 1.5/2 months where I have 3 months NP and haven't put papers yet .. i asked one of my senior in my team about this who's already resigning...and she has told about this to the entire team 😶. I realise it's my mistake asking her :p
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The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

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Hi Fishes,

I am an engineer with Post graduation in Marketing from tier 2 college.

I have 1 year and 3 months experience in SAP SD. I am planning to switch to a product based company for a Marketing exposure to continue in that domain .

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Working in Big4 as a senior but haven’t been promoted to manager yet(been here 3 years) and doesn’t look like i will be promoted this year either.
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Can someone tell me how much time it takes for an official offer letter to be released after a salary negotiation interview in MS?

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It’s called, “Reasonable Assurance"

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How much money do you have saved up?😳

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On what website can you search an attorney who is admitted in New York? To confirm their bad admission etc. TIA - I’m not in the US.

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