Anyone here used a JD mortgage to buy a place in NYC? Wondering if this is something that’s generally limited to other cities as the real estate market is so different here. Thinking with everything that is going on it might be a good time in buy in the next few years.

38 and net worth only 750 k€. Am I behind?

Does anyone here have a Tesla? Should I do it???...

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Personal Capital users, which pnc link do you use to pair the retail account? Doesn't seem to work

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Please help? For those of you who have added authorized users to your credit cards, what’s the best way to track/summarize the spending? Looking to add my little sister but would like to be able to see her stuff separately from mine. From what I understand, this feature is not “easily/directly” available as a standard offering since everything is clubbed together in the statement. Thanks for your help 🙏

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

How do I retire at 45? Give me all your tips.

Been here several years. Only just clicked to me how predatory Big 4 are.

Business model is to use cheap, underpaid labor from college grads who can't go elsewhere or pay debts. Churn em and burn em.

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Hello Fishes, I’m trying to validate the Business model through market survey. The business is a kind of agri investment model where one can get an ROI of above 8% annually. Please share your thought process on form generations, target audience, Channels like Linked In , paid promotion etc.,

Hi mates for Canada PR application,
Have anyone tried for gift deed kind of way for showing proof of funds for express entry

Today's weather is a clear sign that Catholic God is stronger than Eastern Orthodox God

Can I file for extension of the H1-B without the stamp?

Hi Can anyone confirm if we can update Leave encashment & Gratuity declaration info after submitting the Exit request? If yes, then what's the process?

Hey everyone. I found out we are expecting our first child and I’m really nervous. I got into consulting one year ago and I’m up for promotion this year. With timing of our performance conversations I would have to inform I’m pregnant before outcomes - then shortly after the promotion effective date I would go on a leave for due date. I’ve worked really hard and I’m worried our wonderful news will throw chances with this :(- also if I don’t get promoted pretty sure it’s up or out. Any advice?

Just a joke, take it as a joke-
.
Recently Better (dot) com's employees were fired from the job.
If you are some HR/Senior management personnel and hiring them.
You should reconsider your decision as they will make your organisation BETTER. :-)

In Vancouver for the week. Any interesting thing or activities you all recommend?

To NYC members: Anyone here planning on sitting for FAR in December or January and would like to join a weekly (or biweekly) study group on the UES?

I have 3 weeks to review for FAR. Any tips? How many MCQs a day? Practice TBSs?

FAR, what a pain..that’s all

Asking for prayer… I’ve been sick with the flu since last Friday. I have severe asthma and this has knocked me out. Praying for complete healing with no residual effects.

Has anyone dealt with a lack of praise from attorneys? I'm not someone who needs to hear "good job" all the time, but we just got a huge deal closed that I worked really hard on and had a lot of overtime. And once it closed, the lead attorney praised the other attorneys, and said nothing about me or my work. I might just be overly sensitive, but it kind of stung. Thoughts?

Opinion on Quinn? (Would prefer an opinion from people who actually work there and aren’t just bitter from opposing them)

What is the best way to attract a more diverse community to my company?

My supervisor gave me 8hours of AWOL because I couldn't show up one day because I was under anxiety. I have gave him letters from psychiatrist,psychologist that I'm passing through this. He didn't care and gave me an AWOL. I want to leave my job because my department is very toxic but I don't want to leave having that on my records.
If I move to another job later on (private or federal) this 8 hours of AWOL will show up?

I have a coworker who’s a functional alcoholic. I’ve never dealt with a situation like this before so I don’t even know if it’s my place to say something

Anybody ever regret moving from B4 to a start up? Just because there’s so many less perks (lots of PTO, fun events, etc)?

I have been interviewing for a job. I think I will get an offer. On paper everything is great. ~30k more than I’m making now, plus larger bonus and more profit sharing. Everyone seemed nice. I know someone who works there, and she says it’s great. I hesitate because I love my job. I have the best boss I’ve ever had and genuinely like coming to work. I’ve never had that before. Am I stupid for staying or possibly leaving??

Rising junior interning in deals advisory. If I intern in trading at a bank for next summer, will I still have a shot at ib recruiting for full time? Or should I stick to trading and then lateral after 1-2 years? A follow up question: how hard would it be to get a fall/spring banking internship rn? Thanks

Anyone know the range for an L5 client solutions manager at META in the UK?

Top “lifestyle” litigation firms - what are they and what are the best ones in the nyc market?

What do associates coming out of matrimonial clerkship (2-3yrs) make at NYC firms their first and second years?

Foreign LLM student here. I plan to take the NY bar exam in February. I’m thinking of taking a bar prep course (most likely Barbri). They offer two options: the “traditional” course (which lasts around 2.5 months) and an extended 6-month course. The difference in price is substantial – 2.5k for the traditional course vs 6k for the extended one. Any thoughts/recommendations on which one I should take? In case it is helpful, I come from a civil law country. Thanks!

Is anyone able to recommend a recruiter in the NYC area? Second year associate looking for Labor & Employment opportunities at mid-to-large sized firms. Thanks!!

In the current lateral market what is the usual time for hearing a decision after a final round of interviews? For context, final round went really well, it’s not even been a week yet, they thought I was a great fit etc, said they’re expanding and looking to hire someone ASAP. Just wanted to know what others’ experiences have been like.

Curious how compensation works for counsel at top-tier law firms. How much do counsel make? Is it relatively set/lockstep salary, or does it vary significantly based on hours? Do counsel have hours requirements?

Partners asked me to start interviewing mid-level laterals to join our M&A group. What are your go to questions? Behavioral or substantive.

If you’re a fourth year in biglaw, what responsibilities are you given in m&a? I feel like I still haven’t had a ton of opportunities working on purchase agreements (and mostly just take the lead on ancillary work streams) and I’m afraid I’m falling behind others in my class year.

Anyone belong to an IP transactions group they like?

Hey people! Curios, what was your first splurge purchase with your big law money. (Assuming you have student loans, mortgage/rent etc.)

On what website can you search an attorney who is admitted in New York? To confirm their bad admission etc. TIA - I’m not in the US.

Any insight in Sidley’s global finance practice? Type of deals/clients and internal dynamics. Thanks!

A junior associate at big law here. When you get emails from recruiters asking for a call to discuss new opportunities, do you respond declining or do you just not respond? What’s the norm? Do you respond to cold emails?

How many pro-bono hours do you bill each year?

Does your firm's bonus structure actually take into account pro-bono hours, or do they just say that without meaning it?

#probono

Does anyone know if this is normal? I joined a vault 100 firm in September last year. The firm put me on tier 7. In January I had the associate review and everything was normal. After a couple of weeks, I got the call from the hiring partner telling my bonus and new salary (because of the firm-wide salary increase). I realized I still get paid as a 7 year associate. The partner said because I joined the firm later in the year, it’s normal not to advance in the next year. Is it? Thanks!

How much money do you have saved up?😳

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

I think I’m about to get my first experience of getting in trouble with a partner for work that I actually already sent for review and followed up on multiple times (and brought up during calls). Stay tuned… 😑

Does anyone have a recommendation for a recruiter in NYC for ECVC?