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PSA: With tax season is around the corner I just wanted to share that CashApp (Square) allows you to e-file individual Federal return and 1 state return for free (with NO income limit), and the best part is it supports ALL essential forms for stocks like 1099s and Sch D (gain loss on stock including crypto). DM if you need a ref code
https://cash.app/app/MLWKHQR
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It has been some time, but when I set up 529 plans I was advised by a CFP that NY saves was one of the best. I used that and have no complaints. None of my kids have attended college in NJ, so no advantage of being in our home state for 529. Google may have some thoughts on the pros and cons of each.
If your gross income is above $200k+ then use the Fidelity National 529.
If your gross income is below $200k then use the NJBest 529 Plan offered through your State.
How old are you? I’ll be like 58 when my son goes to college so planning to use my 401K 😂