Hi, I’m fairly new to the job market and want to start investing. I have a fidelity account since that’s where I have my 401k. What area some stocks I should invest in? Preferably EFT’s

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Taking a personal loan of 20k or more will it affect perm (GC) process?

What are the perks and benefits of working at DBS, Hyderabad? DBS DBS Bank

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

What are the best ways of tax exemption

Where does one apply for commercial RE loans? Looking for co names

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

How long before switching job? I have 2 years of HR Experience (1 year from each job) and I want to get more money.

What's the best single site for business of healthcare news, now and in general?

Hey there, new and curious fish. Are you considering a position in pharma? Worried about how creative you can be? Thinking if the salary is worth it? Ask your questions about entering the world of healthcare advertising here and we’ll answer.

25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

Has anyone gone to an estate sale in the city?

How do you all make the decision of when to keep hodling or when to sell (or other strategies)? I’m definitely a believer of the bubble, but also think more money can be made...

Wondering if anybody does personal training or group classes as a side job given our busy schedules? I've realized I enjoy being with people who like to exercise and wish I could be a fitness instruct

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Hii fishes,

I am a carbon credits consultant working for a startup. Here I am working on various business development activities along with the technical part. The job is very much of a techno-commercial kind. I have been working here for more than a year now. I am willing to make a switch now. I would love to work in the field of ESG and/or decarbonization strategy.
I'm a post graduate in Environmental engineering.
Current compensation- 5 LPA
Any leads and referrals are appreciated.

Tommorow i have l1 round of EXL for business analyst profile. Please suggest me what should i prepare the most? How is BA interview in exl

Hi Fishes,
I am working as a Sr Manager/Team Lead in service based industry since 10yrs, my total experience in leadership is 6 years. I want to shift my focus into product based companies. Any guidance/tips for me? Also dm if you know about any product manager roles in your sea.

I'm 15 yoe in Telecom 18LPA and I'm now learning devops to enhance my career. Do the recruiters consider my yoe in case I got devops role and what would be average salary I can negotiate. TIA.

Do you think the changes in parents options for schooling: pods, private, home-schooling, virtual will open the way for private providers to hold a case-load of school age students, beyond just PK?

Hi all, After giving second technical/managerial round in Mindtree, they have not contacted me... Does this mean i am not selected?

How long does it take to get a job , when you actively apply every day for weeks. Or better still how do I do it right?

I lateraled to a new firm and feel like I was extremely mislead during interviews. I’m absolutely fine with burning whatever bridges I’ve made here. Contemplating a no-notice resignation. What downsides am I not thinking of? New job is lined up.

Best hotel from new combined Marriott program in Philly. Looking to do two days and night over Labor Day weekend

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

Hi guys, I got an offer of 8.93 lpa from ibm which includes the pf and gratuity. What would be the in hand salary after deductions?

Figured I would start with an intro! I have been teaching for 24 years! I currently teach 3rd and have certifications in Special Ed and Gifted Ed! Looking to mentor NEW teachers.

Is there anyone who is working on SAP Fiori,Ui5 ?
Need some suggestions.

I am expecting an offer from Master Card for Senior Software Engineer position in O Fallon MO. Please let me know what kind of base salary I can expect with 11 yrs experience . I don’t wanna undersell but also trying to avoid being aggressive but quote a decent number which will be achievable. Any suggestions will be appreciated. Is 125k $ base a fair value for or I can pitch higher? They have a 15 to 20 % bonus on top of base pay and a 10% match on 401k which the recruiter keep highlighting.

Anyone subletting a one bed in Manhattan?

My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Would you prepay your mortgage (2.75%) or invest? Would you refinance 15 year or 30yr? I understand that over a long run, you can invest the difference and increase wealth. But it generally takes 10+ years to break even. What’s your reason NOT to do the 30yr mortgage?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

How can I learn about investing in crypto? KISS please

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.